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Phil100

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About Phil100

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  1. May I ask - is it still standard practice to have ownership of physical deeds to property? I fortunately cleared my mortgage couple years ago but told by Build Soc that they no longer provide physical copies of deeds - its all held electronically?
  2. Thanks, I bow to your superior knowledge and stand corrected. (I truly hope you are correct!) However, there are numerous articles floating about that do give cause for concern - as to whether hype, hysteria or legal fact I'm unsure? a) "The next step will be the confiscation of the contents of safety deposit boxes located in banks; the US and the EU have made inroads here. Greece has led the way with the next trial balloon—mass confiscation of safe deposit boxes, plus confiscation of securities.Europe is over its head in debt and EU membership assures that all countries in the EU share that debt. In Canada and the US, the debt level is even greater. Greece will be the trial balloon for each of these jurisdictions." b) "The issue at hand is the scale of the bank failure. US and UK authorities have now admitted that all deposits are subject to potential ‘haircuts’ involving any major bank failure. This is an admission by the British government that the £85,000 deposit guarantee scheme is flawed and that the British depositors protection promise is simply a sound bite and not financially supported."
  3. A word of caution - as Abyss stated - I would also NOT use a safety deposit within any bank (I believe many are withdrawing this facility). Yes they are of course fairly secure but, issues worth noting:- 1) Your goods are only available during normal banking hours 2) Should there be any 'financial meltdown'/run on the bank - and they close their doors - you may not be able to get access to your box - at all?? 3) In the event Bank has severe financial difficulties - Govmnt will no longer 'bail-out' a Bank using tax-payers money so Banks have devised 'bail-ins' which can seize all depositors assets/funds (current accounts/savings accounts - safety deposit boxes!!) to try and address their financial issues!! I'm sure there are some members on here who may be more 'legal' savvy and can advise - but these are my understandings and concerns!!
  4. My parcels arrived! Lots of wonderful shiny stuff! Perfect all round! Many thanks to you (and Mrs. BYB) for all your efforts in putting together and completing this group order - much appreciated by all I'm sure! Oh P.S - Love my BYB hand-poured bar!!
  5. Excellent! Great work BYB! Stunning to see so much silver in one place!😲
  6. Equally - taking a break to 'bash one off' before the acid test helps to keep the hands steady ..... or so I've been told?? 😖
  7. Blimey - been thinking about how to dispose of the missus - seems playing 'World of Tanks' is the way to go!! 😊
  8. The Postman cometh! For my collection only - long shot in terms of investment value - but I love the designs! Sumi coins - 1oz rounds
  9. Obverse - Reverse......who cares, only depends which side your standing! But the coin shouldn't exist!!
  10. Think it's brilliant - as it will save me a fair bit of money - coz there's not a cat in hells chance I will be buying that!! Amateurish bordering on hideous! RM should ashamed - and I cant imagine Queenie is too chuffed with having her face slapped on reverse of that?
  11. Many thanks to BYB and Mrs. BYB for taking on this mammoth task! Much appreciated by all I'm sure! Looking forward to the video (and receiving my booty!)
  12. I also had my Transferwise account deactivated when trying to make payment to GS.be. It appears that their (GS) account name is Electrum - which spookily enough is also the name of a major Cryptocurrency broker - so it's possible there is some confusion/misunderstanding as to which company as major efforts to bar money transfers to Crypto exchanges etc?