MancunianStacker

People blame the government because the government did it, whatever the Bank of England did subsequently, did so in response to actions taken by the government.
This said, 1400 today!

The way the government reacted to both situations is the problem. 

Yes this is me, bought in June 2021 with 2 year deal. Mortgage was due for renewal at the end of this month. If I left it I would be paying £1000 more per month but luckily I could see what was coming and secured a deal 6 months ago. Still paying a couple of hundred more but feel for those that are moving forward on pure hopeium that rates will fall. 

Bought these last week from Atkinsons. They were supposed to be delivered on Monday. To add to my pain, RM has made an arse of the delivery.
I would have a better chance of communicating with that sub, than with this lot. 

got no reactions left...
YOU NAILED IT 💖

👆What he said.

It funny the human psyche. People will average up paying £400 for sovereigns a few weeks ago and then panic and not buy at £380 on the way down. 
I am completely different. I bought all the way up from £180 and will buy all the way down again if it happens, with trading a few as we go along.

Get ready for interest rates to hit 7% by the end of the year imo

😬 - Look out below. 

Im not going there, but I very much disagree - the whole thing was orchestrated and planned
All media across the world had the same wording & message. Too the tee. 
Way too much evidence now for anyone who has the bravery to look at the figures
& think logically rather than on emotion & constant news conditioned conditioned belief system..
The one thing i will add is its not Russia vs Ukraine, but Russia vs nato.  

Givernments have a choice and most times they choose power - as has every tyrant in history. 
2020 was Joseph Gerbles wet dream, but it never works for long does it? 

This is very off topic, anyone got support levels at all that knows how to chart? I shall have look tomorrow. 

What a load of baloney - Covid wasn’t the government’s fault (Labour/Conservative/whoever). Nor was Ukraine being invaded by Russia. Whoever was in power is in for a lose lose situation. It is what it is and our children & grandchildren will be paying for it for the next 40 years!

True and a lot of people have been saying that since 2021. The thing is with rate hikes we won't see the true effects until 6-12 months after the hikes have been enacted. A bunch of people bought expensive properties during 2020-2022 and are on fixed 2 or 3-year deals. When those deals run out they are in for a rude awakening with the SVR or the terms of re-mortgage.
We've known since 2009 that sustained 5% rates would kill the economy and would cause a greater calamity than the 2008 Great Financial Crisis. Now here we are. People will be spending all their money trying to keep their heads above water on the mortgage and vehicle leases, not to mention food and energy, leaving nothing left over for the discretionary economy. Hence a lot of businesses will go bust, especially the likes of tradesmen who have been making a killing the last few years. If you're spending £10K extra you haven't budgeted for on mortgages, loans, food and energy you can't afford to get a new bathroom, kitchen, landscape the garden, get a new wardrobe, take the kids on holiday, etc, etc

I’ve found the new Wonga ⬆️ 
 
😂 

I guess the govt are at fault for the lock downs and the helicopter 🚁 money though 🤷‍♂️ 
People have bad memories and only remember the most recent thing to happen 

I’ve found the new Wonga ⬆️ 
 
😂 

I’ve found the new Wonga ⬆️ 
 
😂 

I guess the govt are at fault for the lock downs and the helicopter 🚁 money though 🤷‍♂️ 
People have bad memories and only remember the most recent thing to happen 

I’ve found the new Wonga ⬆️ 
 
😂 

I was expecting 0.5% in fact I’d bet they will do another 0.5% next month. I don’t think it’s working though. Especially if all the lenders allow people to “go interest-only”. Great if it doesn’t affect your credit score but to me it sounds like a default unless Govt step in like they did during Covid and guaranteed no credit history issues. This would make the interest rate hikes even less powerful, making  bigger hikes more likely 🤦‍♂️ 
People will blame the Govt when it’s not really their fault. BOE should have started increasing at 0.25% each month since the Covid helicopter 🚁 money started being paid out 🙄 
 

I guess the govt are at fault for the lock downs and the helicopter 🚁 money though 🤷‍♂️ 
People have bad memories and only remember the most recent thing to happen 

I was expecting 0.5% in fact I’d bet they will do another 0.5% next month. I don’t think it’s working though. Especially if all the lenders allow people to “go interest-only”. Great if it doesn’t affect your credit score but to me it sounds like a default unless Govt step in like they did during Covid and guaranteed no credit history issues. This would make the interest rate hikes even less powerful, making  bigger hikes more likely 🤦‍♂️ 
People will blame the Govt when it’s not really their fault. BOE should have started increasing at 0.25% each month since the Covid helicopter 🚁 money started being paid out 🙄 
 

I was expecting 0.5% in fact I’d bet they will do another 0.5% next month. I don’t think it’s working though. Especially if all the lenders allow people to “go interest-only”. Great if it doesn’t affect your credit score but to me it sounds like a default unless Govt step in like they did during Covid and guaranteed no credit history issues. This would make the interest rate hikes even less powerful, making  bigger hikes more likely 🤦‍♂️ 
People will blame the Govt when it’s not really their fault. BOE should have started increasing at 0.25% each month since the Covid helicopter 🚁 money started being paid out 🙄 
 

Since June 6th when this was listed, silver has eased by 4.5% (£19 - £18.15) yet you want a 10.7% discount (£840 - £750) or 8.5% discount (£820 - £750)
🦈🦈🦈🦈🦈    🅰️🆎🅱️🅾️🩸   🥩🥩🥩🥩🥩
2014 Kookaburra 1 Kilo current prices:
Atkinson's - £850 (VAT-free)
BBP - £947 (VAT-free)
This coin is out of stock everywhere from UK-USA-Australia
£800 delivered RMSD is a very fair price
High chance in the BTFD generation that silver will bounce tomorrow especially when DXY just closed DOWN 0.01% today

I’m with Santander and not has any issues in the past for some £11k purchasers. Probably some muppet in the contact centre pressing the wrong button, which put it in a non urgent fraud queue for someone in another country to investigate “manana”. Nobody working there cares, one day it will happen to me but not so far.
Congrats on the compo! 😃 🙌
🪙 🪙 🪙 

Gold 25 years ago around £176 oz, up 750% or 30% each year kept.
£2 cash 25 years later worth around £1.07
https://www.dailymail.co.uk/money/investing/article-12198271/As-2-coin-turns-25-heres-bought-1998.html
 
Best place to save your cash = Gold!!!! 😉 

Gold 25 years ago around £176 oz, up 750% or 30% each year kept.
£2 cash 25 years later worth around £1.07
https://www.dailymail.co.uk/money/investing/article-12198271/As-2-coin-turns-25-heres-bought-1998.html
 
Best place to save your cash = Gold!!!! 😉