Looking to buy 1/4oz coin today. Graded or ungraded?

[jmichael99]

Would you pay $15more to get a MS70 gold American Eagle vs a non graded?

In the long run would this bring more value?

[Sovstacker]

Definitely yes

[RacerCool]

No, I wouldn't because my goal is to exchange paper dollars for gold.  Will the graded coin get a higher return when I go to sell it?  I don't know; maybe.  But as it is now, if for example you pay attention to modern half eagles (aka, $5 commemorative coins from the US mint), there's no noticeable pattern to their difference in selling price.  Not that I've charted things, but when I go to buy, I'll get what's cheapest.  Sometimes it's a BU version, sometimes it's a proof.  Sometimes graded, or ungraded.

Maybe the bullion eagles (unrelated to the actual "eagles", including half eagles) are a distinctly different market.