Budgeting challenge - minimising expenses

[vand]

5 hours ago, Kman said:

I appreciate this post sounds pompous

Nah, don't worry Kman, we know you are coming at this from a good place.

I've been doing pretty well myself in the last couple of years, managing to earn more from my side hustle than I do from the day job, but my view is that no matter what your income it's just good practice to be utterly ruthless in eliminating unnecessary costs at the other end of the "build wealth" equation. Every hour I spend at work and on the side hustle is an hour I don't get to spend with my wife and kids - I work too hard to let it slip away frivolously!

[Kman]

10 minutes ago, vand said:

.Every hour I spend at work and on the side hustle is an hour I don't get to spend with my wife and kids - I work too hard to let it slip away frivolously!

I recently broke up with my gf, truth be told she broke my heart and turned out to be an incredible narcissist. I've only just learned about this behaviour but looking back on the relationship now it was the classic idolise, devalue and discard

https://pairedlife.com/problems/Discarded-by-The-Narcissist

So I don't have any loved ones to bother with  lucky me 

 

[AuricGoldfinger]

@vand i was listening to a podcast about side hustles the other week, do you mind if i ask what yours is?

[vand]

47 minutes ago, AuricGoldfinger said:

@vand i was listening to a podcast about side hustles the other week, do you mind if i ask what yours is?

Bookie basher. Advantage player. Sharp. Arber. "Professional" gambler. You won't find it listed under the careers guidance path in the library, but don't believe everything you read - there is certainly a way to make money from bookies if you know what you are doing.

 I acutally got started under advice from TSF a few years back.. and have basically picked it up and run with it, and got very good at it.. see this thread 

 

Pay particular close attention to when I talk about each way bets. If you really "get it" then you will understand how powerful and +EV the humble each-way bet can be in the right circumstances

I give an example here--

I do also have a couple of other techniques which I keep up my, sleeve, but I don't share them with anyone.. sorry

[AuricGoldfinger]

I’ve read about matched betting before. Will take a proper read tomorrow, appreciate it!