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Jme9626

Monthly Goals?

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I stack whatever I have left after putting a set amount away into savings and paying everything off that I need to. Basically whatever I have left at the end of the month gets moved to a stack account I have for the next month. Its usually between £100 and £200 per month. A quarter of any bonuses I get at work also goes on stacking. 

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Good question.

My income is quite variable from month to month, but I always try to stack what I can comfortably manage, which usually works out to between 30-50oz month. I guess my approach mixes the discipline of monthly cost averaging with the flexibility to determine how much you actually feel like you want to set aside that month. I could conceivably stack 2-3 times as heavily, but I also split my money between trying to pay off the mortgage (not too long now!) and building an increasing cash reserve. 

 

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