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  1. When using a hidey hole, consider what will happen in a fire, wind storm, flood. If it is low premium stuff, fire and water should not affect it much. Wind/tornado/hurricane can cause the valuables to disappear from their hidey hole. Best to have it stored in something fireproof bolted to the floor or buried under it.
  2. IMHO, I would buy a little now and a little more in another month as I add to my stack. If my gold stack was of sufficient size, I would buy silver as the gold to silver ratio is high.
  3. You can't eat bits and bytes either. You can eat paper; but, there is no nutritional value in that.
  4. https://www.pcgs.com/coinfacts is a great site to find past auction prices. The recent auctions prices for the 1881-S MS63 are between $40 and $50.