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  1. Why stocks? Why not metals or real estate? They seem less risky.
  2. I've retired 3 years ago, was saving on retirement for 20 years. I planned to live on 20K per year. But now I changed my strategy. Now I make my money work on me. I live on 10K per year and also invest 10K every year(30K for last 3 years). My investments bring me 4-5K per year. Yes, this is less than 20K I planned. But I can get my 30K investments at any moment, so I feel free and confident. I really enjoy my retirement😉