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Michal

Member
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    United Kingdom

Reputation Activity

  1. Like
    Michal got a reaction from AndrewSL76 in Monthly Budgeting   
    Monthly Budgeting, are you doing it , which kind you use and what are your conclusions?
    I am using zero sum budget, it was very detailed at the start now it is rather brief sketch but it helped me to realize where are my money actually going. Year of budgeting helped me to understand my spending and now i am thinking of going to automated budget, coz till now i was paying everything manually (to feel the spending ).
     
    So what are you opinions in this matter guys/girls? 
  2. Like
    Michal reacted to sixgun in Brexit lol   
    Both of your dates include 12 - i supposed that is the 12th of Never - and that's a long long time.
  3. Like
    Michal reacted to sixgun in How gold is refined - Baird & Co   
    Not sure if this has been posted before but i came across this video from Baird and Co the only UK gold refinery - quite interesting i thought.
     
  4. Haha
    Michal reacted to RichRock in Silver price about to plummet   
    Wonger, don't say I don't care, to cheer you up I thought I would give you a prize for "Participation" and what's more...I even sang you a sad song about your Forex trades:
     
     

     
  5. Like
    Michal got a reaction from RichRock in .   
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  6. Like
    Michal got a reaction from Serendipity in Royal Mail UK Special Delivery   
    Lucky you, I send 6 oz coins in 1st class and only empty envelope arrived, no compensation will be given for PM in any other service than Special Delivery. So I lost 100 quids. Remember that for compensation for lost/damaged item you have to have sale or purchase proof. 
  7. Like
    Michal got a reaction from CadmiumGreen in .   
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  8. Thanks
    Michal got a reaction from Bullionbilly in Royal Mail UK Special Delivery   
    Yep, I always pack them firmly and check is there any sign that there are coins inside, so no jingling as well. I simply build up tight cardboard box around it. Learning process cost and that was my tuition fee. So for all here, thefts do happeneds and be aware that in any other service than SD you will take a hit. More than that, you need to have a proof that you bought/sold items that you claim to be in parcel so bank transfer will not be enough as a proof. Papal F&F will.
     
    P.S.
    Name on parcel have to be the same as in paypayl payment, and it helps that in transfer descriptions you put name and quantity of what you bought/sold.
  9. Sad
    Michal got a reaction from jonrms in Royal Mail UK Special Delivery   
    Lucky you, I send 6 oz coins in 1st class and only empty envelope arrived, no compensation will be given for PM in any other service than Special Delivery. So I lost 100 quids. Remember that for compensation for lost/damaged item you have to have sale or purchase proof. 
  10. Like
    Michal reacted to RichRock in .   
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  11. Haha
    Michal reacted to RichRock in .   
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  12. Like
    Michal reacted to CadmiumGreen in .   
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  13. Like
    Michal got a reaction from KDave in Does USA still have its gold?   
    What do you think about that guys ?
  14. Thanks
    Michal got a reaction from bored in Silver price about to plummet   
    Technical analysis has proven to be right all the time except all the times it was wrong. We are not playing numbers game here but peoples game. Numbers are fair and have no favorites until they come form people wanted to prove something, it is called "magic of statistics". But going back to peoples game, let me tell you 2 stories which will become one. What conclusion will you get out of it afterwards depends on you...
     There was a country, country which was beloved and hated by its citizens at the same time. They loved it for its culture, tradition and bond connecting them with soil which was soaked with blood of those which were fighting of its freedom. And they hated it because of government put above them by violence and oppression which told them what to do, when to do and what they have to think, lack of obeyance was punished with full severity and cruelty. After decades of such circumstances people become scared, meek and did obey to their masters. Masters said "you have to save for your future, here is toilet paper save in it it will make your future bright, that what is what i say and demand". So they did, they were spending they time, effort and hard labor in exchange for toilet paper and have to store it in masters house of toilet paper. Oh and there is one more little thing if you don't agree you will be killed or imprisoned, if you try to run away you will be killed or imprisoned. Possession of Precious Metals was forbidden, land and private  proprietary highly restricted and controlled but people worked hard and gathered a lot of toilet paper, like really a lot lets say almost everybody could buy 3 bed flat when they turn up 18 years old  and if masters allowed them to. Then something unbelievable happened, true miracle, masters went away and left those citizens alone to live their life as they want. There was euphoria among the people breath of the freedom fill up their lungs, but there was another miracle going on in the background in house of toilet paper not so optimistic although. When people went to toilet paper house to get their saved toiled paper they were announced that their toilet paper has hanged and now 1000 of toilet papers are worth the same as 1 was worth day before. That was 1000% over night inflation but people were unaware what is inflation and why it hit them, why did it happened to them at all, they were told that one toilet paper is so valuable as one toilet paper and it will stay like that forever. Thing is that they were not told that masters were printing loads of toilet paper and giving only fraction to their slaves rest was just spend by masters for their whims and personal deviations. People were crying and raging but just for short while, anyway they were free at last, so what that they lost wealth produced by couple generations. At this point some neighbor nation pretending to be a friend said " hey come and join our club, you will get soooo much from it, everything for free*, just join "
    End of part 1
    There will be part 2 about "friendly neighbor nation" and part 3 joining part 1 and 2.
    It will be all relate to silver/PM price down eventually but will show bigger and more full picture. But need to see feedback, if it is positive and you want to see other parts I will continue, if not then why should I bother         
  15. Like
    Michal reacted to silversky in Silver price about to plummet   
    Sure has.  Was backed by very influential people as well.
    https://www.zerohedge.com/news/2016-01-01/trail-dubais-stolen-gold-client-breaks-silence-and-fascinating-detail-emerges
    Check this out next time you're tempted to let someone else hold on to your physical for you.  I only had a small amount with them and for fun took delivery of it about two months before this happened.  I'd never held any physically before and decided it would be fun to look at.  I was completely oblivious to what happened shortly after until I found out six months later.  These things go down in near secrecy and the sordid details get hushed up.  Strange because it was so well known and had been running a totally legit business in physical for a long time.  Seemed to have state level support with outlets in big hotels etc with their own minting and branding.  Close call for me and I will never forget the lesson.  When banks and large institutions go under the little guy is always last to know and always gets the shaft.  There is no state protection for him no matter what is implied.  Ever.  And that includes your bank account if SHTF by the way.
  16. Haha
    Michal reacted to Wackattak924 in Silver price about to plummet   
    After reading everything said in this thread I have come to the conclusion that..... The world is flat! I have no doubt about it now. 
  17. Like
    Michal got a reaction from kimchi in GOLD DEALS - See a deal, post here :)   
    Yep just check my label Special Delivery. It is insured, i highly doubt they would take any risk in that matter.
    I can post picture for unbelievers  
  18. Thanks
    Michal got a reaction from OllieClem in GOLD DEALS - See a deal, post here :)   
    If it is 25th I will double check too  
  19. Haha
    Michal got a reaction from kimchi in GOLD DEALS - See a deal, post here :)   
    It would be hilarious if they are selling fakes... xD 
  20. Thanks
    Michal got a reaction from sixgun in Do you keep buying?   
    You have no idea how much time I spend like week a go to check prices of bread, sugar and milk from 2014 sold in shops, there are no data about that. I do remember some prices but memory isn't reliable. I checked stock receipt pictures 😀 and it was about 5% per year. But there are stunning products like 1l banana juice 85p in 2012 now 1.65 pound. That is 94% price increase . But there are more examples like this. Cooking beckon in 2012 500g 17p now 56p
  21. Like
    Michal reacted to sixgun in Do you keep buying?   
    i would buy depending on the circumstances at the time. We are discussing how we would respond to future circumstances using what we know today.
    A price of $40 for silver could be a screaming buy.
    In the year of 2003 silver was still in the $4 range at about $4.30. How would stackers at that time have responded to the question what if silver goes up 2.5x to $10.75?
  22. Like
    Michal reacted to richatthecroft in GOLD DEALS - See a deal, post here :)   
    Not sure about the Falcon, but perhaps H&B negotiated and paid for, a deal with the Royal Mint to buy a large quantity of the 2019 Sovereigns at the prevailing Gold price in Autumn last year?
    Anyone remember that the Gold price got down to £900 4 or 5 months ago?
    Only my thoughts.  I’m certain in their t&c’s they could pull this deal at any time- I’m sure they won’t be making a penny piece of a loss. 
  23. Like
    Michal got a reaction from Oldun in 2019 United Kingdom Gold Uncirculated Sovereign   
    Ok maybe you are right. £244 per coin plus postage. I got 3 in my hand and 9 more coming they should be at my place by monday. If i will not have them booked by people here they all going to atkinson. I was going to sell them to dealer straight away but thought someone here might want them.
  24. Like
    Michal got a reaction from Tn21 in 2019 United Kingdom Gold Uncirculated Sovereign   
    I will have 12 of them. They come straight from harrington and byrne in capsules. If you give me better deal than atkinson and pay for RM special delivery they are yours. If not they are going to atkinson Monday or Tuesday.
     

  25. Like
    Michal reacted to Abyss in Being stung on eBay   
    On my eBay account I cancelled the order stating something wrong with the buyers address. I have confirmation from eBay and Paypal refunded amount. I am certain if I had sent the buyer the coin to a different address then what was requested on Paypal I would have been scammed.