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QStack

Silver Premium Member
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    United Kingdom

Reputation Activity

  1. Like
    QStack got a reaction from MancunianStacker in Brexit status ...   
    I do love remainers selective mathematics. Both the Conservatives and Labour are pro Brexit ( as per their manifestos) and want to respect the referendum result, albeit Labour wants a 2nd ref to confirm manner of exiting. And the Brexit party does what it says on the tin. These 3 parties won over half of the available seats.
    Brexit party - 29 seats
    Labour - 10 seats
    Conservatives - 4 seats
    So out of 72 seats - 43 went to parties supporting Brexit
  2. Like
    QStack got a reaction from Derv in Brexit status ...   
    I do love remainers selective mathematics. Both the Conservatives and Labour are pro Brexit ( as per their manifestos) and want to respect the referendum result, albeit Labour wants a 2nd ref to confirm manner of exiting. And the Brexit party does what it says on the tin. These 3 parties won over half of the available seats.
    Brexit party - 29 seats
    Labour - 10 seats
    Conservatives - 4 seats
    So out of 72 seats - 43 went to parties supporting Brexit
  3. Like
    QStack got a reaction from motorbikez in Brexit status ...   
    I do love remainers selective mathematics. Both the Conservatives and Labour are pro Brexit ( as per their manifestos) and want to respect the referendum result, albeit Labour wants a 2nd ref to confirm manner of exiting. And the Brexit party does what it says on the tin. These 3 parties won over half of the available seats.
    Brexit party - 29 seats
    Labour - 10 seats
    Conservatives - 4 seats
    So out of 72 seats - 43 went to parties supporting Brexit
  4. Super Like
    QStack got a reaction from Oldun in Brexit status ...   
    I do love remainers selective mathematics. Both the Conservatives and Labour are pro Brexit ( as per their manifestos) and want to respect the referendum result, albeit Labour wants a 2nd ref to confirm manner of exiting. And the Brexit party does what it says on the tin. These 3 parties won over half of the available seats.
    Brexit party - 29 seats
    Labour - 10 seats
    Conservatives - 4 seats
    So out of 72 seats - 43 went to parties supporting Brexit
  5. Like
    QStack got a reaction from JunkBond in Brexit status ...   
    I do love remainers selective mathematics. Both the Conservatives and Labour are pro Brexit ( as per their manifestos) and want to respect the referendum result, albeit Labour wants a 2nd ref to confirm manner of exiting. And the Brexit party does what it says on the tin. These 3 parties won over half of the available seats.
    Brexit party - 29 seats
    Labour - 10 seats
    Conservatives - 4 seats
    So out of 72 seats - 43 went to parties supporting Brexit
  6. Like
    QStack reacted to SILVERFINGER in Brexit status ...   
    Go to Paris and see how many there are camped out and how they have turned it into a dirty dangerous shitehole, so yes there is lots of muslims trying to get into the UK from the EU, the Calais camp that was there, there was 1000's of them, Christian Aid which someone at my local church is a member of was asking for items to donate for them, blankets, tents, food, medicine etc etc, I wouldnt donate as I only look after people in the UK and preferably in my own community, when she went with Christian Aid and gave them all the large boxes with items in to help them, they burnt them all because they had red crosses on them, these are the peaceful people who want to integrate into our society.
    Brexit is supposed to give us control of our borders back to us, not for the EU to decide who and who not can come and live, work and be a drain on our country and infrastructure.
    Here's a very old poem that rings true with me.
     
    I cross ocean, poor and broke. Take bus, see employment folk.
    Nice man treat me good in there. Say I need to see welfare.
    Welfare say, "You come no more, we send cash right to your door."
    Welfare cheques - they make you wealthy! NHS - it keep you healthy!
    By and by, I got plenty money. Thanks to you, British dummy!
    Write to friends in motherland. Tell them "come fast as you can."
    They come in turbans and Ford trucks. I buy big house with welfare bucks!
    (I dont agree with the Turbans section as these are worn by Sikhs and they are a great people who integrate and are of benefit to our society, but this was copied from elsewhere)
    They come here, we live together. More welfare cheques, it gets better!
    Fourteen families, they moving in, but neighbour's patience wearing thin.
    Finally, white guy moves away. Now I buy his house and say,
    Everything is very good, and soon we own the neighbourhood.
    We have hobby, it's called breeding. Welfare pay for baby feeding.
    Kids need dentist? Wife need pills? We get free! We got no bills!
    Britain crazy! They pay all year, To keep welfare running here.
    We think UK darn good place. Too darn good for the white man race!
    If they no like us, they can scram. We left plenty room in Pakistan!
  7. Like
    QStack got a reaction from Elements in London Coin Fair 1st June   
    I'll be going. Not been to one before  so just going for a look around.
  8. Like
    QStack reacted to vand in How to pay no taxes on your income   
    OK, its taken a few weeks for me to get everything set up and in place, but now I have done so and I couldn't be happier.
    How I pay no taxes on my income:
    Gross annual Income: 46k from dayjob
    - Put everything above 19k into my work pension scheme via salary sacrifice (this means contributions come from my gross pay). Together with the bog standard 5% employer match, that fills out 30k into my work pension. I would then ordinarily pay standard income tax of £1300 and NIC of £1244 on that 19k, and get to take home £16,457.
    - Claim £243 per month in childcare vouchers, again this is a salary sacrifice scheme where I can buy the vouchers from gross salary. This further reduces my income tax bill to £715 and NICs to £895 and my take home pay to £14,475.
    - From the £14,475 net take home, I bung 8k into a separate private pension (SIPP), which automatically claws back 20% tax relief, so I get £10k in total. That already more than offsets the total income tax + NICs that I paid, and I have fully used my annual pension allowance of 40k (30k work pension + 10k SIPP). I have 14,475 - 8000 = £6,475 left of my take home pay per year (and I haven't even made use of any carry-forward).
    - Put £2.5k into daughter's JSIPP, again I get 20% tax relief of £625 so £3125 gross goes in, and leaves me with £3975 left of my take home pay.
     
    In total I get:
    30k pension
    10k SIPP
    2.9k childcare
    3.1k JSIPP
    £3975 take home
    --
    Total: £49,975 from a 46k salary
     
    Now, I'm a pretty frugal chap, but £3975 a year for living expenses won't cut it. The key is that I do have a decent tax-free side income from Advantage Playing which makes a lot of this possible. "Unfair - that's a unique position and so not applicable to me" I hear you say... well, maybe, but there are other hustles you can do to earn money on the side and thus similarly optimise your "official" finances, eg you can rent out up to 2 rooms in your home for up to 7500/pa each without having to pay any tax, or if you have a situation where you can take voluntary redundancy and line up another job pretty quick, you get a tax-free lumpsum to live off for however long you can make it last while similarly arranging your tax affairs from your new job.
  9. Like
    QStack reacted to sixgun in Brexit status ...   
    i see in a recent UKIP press conference this welcomed Carl Benjamin (Sargon of Akkad) and Mark Meechan, Scottish man who taught his dog to do a Nazi salute when he said Seig Heil or Gas the Jews. Carl got some stick for a recent Tweet when he said he wouldn't rape Labour MP Jess Phillips.
    i was glad to see they are strong on free speech and hate political correctness - i would vote for them simply on those grounds.
    i also took a look at the Brexit Party website - the party is very new so one should give them a lot of leeway but i see no policies. Are we looking at the cult of the personality? In general i agree with UKIP views - i applaud them holding up free speech and the disregard for the Leftist cancer of political correctness. i might disagree with some of what they say but at least someone has the balls to speak out. With the Brexit Party i would have no idea what i was voting for - there is a life after Brexit, indeed it is the life after Brexit that people yearn for.
     
  10. Like
    QStack reacted to SILVERFINGER in Brexit status ...   
    I really like Gerard Batten, I have listened to a lot of his speeches, he is a normal working class bloke who I could listen too for quite a while, he will be getting my vote in all elections, I voted ukip for years then when brexit was voted in favour of and Treason May as she said she would honor it (didnt realise at the time she was full of terrible) I voted conservative to make sure communist corbyn didnt get in, I am never voting for any of the big three again, I dont expect ukip to get in yet but I am going to support them for the long haul, but one thing for sure lots of people I know both online and off have said they are going to vote for them after this recent debacle, and most of them have never voted for them before nor would of considered it, its a shame farage didnt stick with ukip in some capacity, I liked his put downs in the eu parliment but I always thought of him as a bit of an eliteist, and not quite in touch with the normal working man, this country and government needs a huge shake up, like him or not, what has happened to tommy robinson, avi yemeni, some ukip members and others lately who have had their accounts removed on all social media outlets that they were on for no reason whatsoever other than being right wing/conservative views (and I dont mean being rascist) is just censorship and is worrying that this corruption is spread throughout the mainstream media, silicon valley, the police and justice system and government.
  11. Like
    QStack reacted to StackerNoob in Brexit status ...   
    1 Macron says any extension is reliant on Parliament agreeing to May's deal, which is looking unlikely. Hate to say I called this, but...I kinda did ^^^

    Added 0 minutes later... As above 🙂
  12. Like
    QStack reacted to KDave in Brexit status ...   
    I would just like to add that I have read a report that Mr salvini of Italy, friend of Nigel farage is threatening to veto any extension. That is going to cost Germany an awful lot. Remember the economic plan that the EU wouldn't allow? Well I think Italy will be spending whatever it dam well pleases or the UK is getting no extension. 
    Second issue, mps somehow need to get around the bercow decision not to table the treaty a third time. In the next ten days. Then Germany/EU needs to pay off Italy and get macron in line, and a few other concessions here and there to other opportunists too no doubt, at great expense. In ten days. 
    WTO never looked so likely. But we are not out yet, any measure of treachery could happen. Personally it looks as if parliament and the EU are working together to get us out, but I'm not sure if they realise it yet. 
  13. Like
    QStack got a reaction from AuricGoldfinger in The Permanent Portfolio   
    @vand @KDave what resources do you guys use to research what ETF to invest or what bonds to buy or shares to buy?
    I'm interested in starting to invest but want to do a lot of research before i do.
    At the moment im looking at using either AJ Bell, Interactive Investor or Vanguard as an investmet platform. I think one of these 3 should be good starting out, im just dont know how to do the proper due diligence and research.
    Grateful for any advice  
     
  14. Like
    QStack got a reaction from motorbikez in Brexit status ...   
    Just become a big fan of Roger Daltry 😁👍
  15. Haha
    QStack got a reaction from Oldun in Brexit status ...   
    Just become a big fan of Roger Daltry 😁👍
  16. Thanks
    QStack got a reaction from dicker in Society and Tax   
    @KDave i agree 100%. 
  17. Like
    QStack reacted to Oldun in Brexit status ...   
    I would laugh my arse off if, after all the naysayers, antidemocratic fearmongers, and any other organisations, countries, you name it, The UK, were to simply reduce tax to a flat 15%.....you would see an a tidal wave of investment and money flood into The UK as we would be free from EU meddling and shot calling.
    If Scotland and any others want to leave The UK or separatists, tata....but remember you lose every single penny of subsidy from Westminster.
    It would be that simple.....it would create the largest inward investment easily and stick one right up Brussel’s jacksie. 
  18. Like
    QStack reacted to KDave in Society and Tax   
    @Oldun To continue from the other thread  not sure how to quote from another thread so I have just copied it;
     "Everyone pulls together as being part of a responsible and caring society. The road you seem to be suggesting is one of Victorian Britain with no social care and poor houses.
    There are many things everybody pays towards via taxes which the indivadual may or may never need. You do it, so do I. I do not mind if it promotes a healthy happy society. Otherwise, it is just an every person for himself and I dont want to live in a society like that.
    Now, clearly some are taking unfair advantage but that is not a reason to smear everyone and the system with the same brush."
     
    My position is that people should meet their own needs and desires if they are able, and government should look after those who can't, but that is all. People should be treated as adults and weigh up their choices - for me its a choice for me between the mortgage and a few sovereigns a month, I pay the mortgage. I want some silver, the kids need feeding - I buy food.  My wife works works weekends instead of some days through the week, so we pay less for childcare and we save money. We could afford childcare through the week but we chose not to and are better off. Other people who are not willing to sacrifice their weekends and work through the week- they are worse off, this is fair yes? The government can't just magically provide the service cheaper that is not how it works.   
    We have the choice. If government gets involved and gives everyone 'free' childcare, after taxes we will be worse off through no fault or choice of our own. It removes choice and makes us poorer so someone not willing to sacrifice can be better off at our expense. How is that fair? What kind of behaviour does this encourage? 
    It is every man for himself by default - we can use human self interest to get the society you want without using over bearing government, and robbery and redistribution. I would prefer more freedom to the continuation down the path of this socialist dystopia we are creating.
  19. Like
  20. Haha
    QStack got a reaction from Goldmick in 2019 matt finish sovereign   
    😂👍
  21. Like
    QStack reacted to Oldun in Brexit status ...   
    I am looking forward to a simple no deal, thereby peeing off the NI lot who think they can play silly buggers with the voting process in parliament (May was a total twat for calling an election last year and causing this issue) and  then leave the (to all intents and purposes) coalition with ultimately irrelevant NI politicians, with the Conservatives thereby forced to call an election (hopefully May departs anyway causing an election). May departs, and  noone in their right mind votes for Corbyn and we get a third party candidate that tells the truth that we will have a terrible time in the next decade because it is baked in by the global financial crisis pummeling down the lane at us and watch from the relatively speaking sidelines as the EU disintegrates thinking great we dodged a bullet (the EU as an extra weight dragging us down would have been sheer madness and including the fact that we dont want their intractable dictates and laws dictated to us by unelected officials) and off we go into our own (bad enough without the rest of it) reset under our own laws, for better or worse.
     
    How hard is that to understand  and why are all politicians at all levels such cowards that they cant speak the truth ?
    https://m.youtube.com/watch?v=iMewtlmkV6c
  22. Sad
    QStack got a reaction from Agpanda in Outrageous train prices   
    My annual season ticket in to London is now £5400  
  23. Sad
    QStack got a reaction from vand in Outrageous train prices   
    My annual season ticket in to London is now £5400  
  24. Like
    QStack got a reaction from vand in Tony Deden - You must watch this video   
    The Real Vision videos are always really informative.
  25. Like
    QStack reacted to sixgun in Brexit status ...   
    Do you mean 1984?
    If you think there ever was democracy, think when did i have a say in anything important? This is why i was shocked in the Brexit result. What an absolute gaff to allow the leave vote to win, either that or the leave vote was so massively in the lead it would have been too much to have remain win out. i am suggesting Leave did not win by a few percent, it was much more than that. Like Hillary Clinton got such a small percentage in the end it overwhelmed all the ballot fixing.
    But to return to the idea of democracy. There is no democracy. You chose between Labour and Tory. The rest are there for decoration. Did you choose those who stood for election? i expect not so you voted for Hobson's choice - no choice at all. Have you noticed how the main thrust of what the parties do when in power is pretty much the same? They say a lot in opposition but when they get power it is something different. Corbyn was very anti-EU but do you hear this from him now? He thinks he could get power so he must slip into the required role and carry on the same old same old carry on.
    Did you decide on the United Nations or the EU Commission or the IMF or the BIS or who runs the Bank of England. Did you decide on any of the 100's of Non Governmental Organisations and Think Tanks which advise and influence policy? Did you decide on anything of any significance? Do you have opportunity to decide?
    People have just once in recent years decided on something, That was Brexit and they didn't decide the right way. No look at the sh1t storm. They have spent 2.5 years attempting to reverse this decision and they know if they cop out there will be serious trouble, Get stocked up on yellow jackets, they might be needed. The slaves aren't supposed to decide on anything.
    If Voting Changed Anything, They'd Abolish it.