• The above Banner is a Sponsored Banner.

    Upgrade to Premium Membership to remove this Banner & All Google Ads. For full list of Premium Member benefits Click HERE.

KDave

Silver Premium Member
  • Content Count

    2,272
  • Joined

  • Last visited

  • Feedback

    100%
  • Country

    United Kingdom

Reputation Activity

  1. Like
    KDave got a reaction from savoyard in Brexit status ...   
    Agreed ignorance is a big part of it, leaving the EU is a solution to that. I would be surprised to see increased immigration from the colonies or elsewhere, if it does it will not last long. Politicians have betrayed voters on immigration for too long already. David Cameron said he would reduce immigration to the tens of thousands, before he let in record numbers. When people realised what was going on and started to move towards UKIP, the pressure forced Cameron to call the EU Referendum vote, in order to put UKIP to bed again. It worked - but the issue of immigration has not gone away. It was perhaps the driving issue as to why so many voted leave.
    Once the UK is out of the EU our politicians will have no where to hide as they can no longer blame immigration numbers on freedom of movement. Without the EU, the issue becomes simple - our politicians are the only ones to blame if immigration continues at levels detrimental to the majority and they will be made to pay for it by being voted out of office.
  2. Like
    KDave reacted to Xander in Brexit status ...   
    ....and here is me thinking it is the "Brexiteers" who were supposed to be the racists. 
  3. Like
    KDave reacted to Martlet in Anyone feelin inflation take a bite out of their ass?   
    You're saying its greedflation to take a basic commodity, apply some labour to sort for quality and add presentation ?  Might want to think on that   I'd call it adding value, and its up to people if they want pay for the service.  It also benefits you as the higher margin goods boost the retailer's gross margin, so they dont need to add so many pennies to the loose product.
     
    Yes, you've got it.  Individuals may not change purchases, if one in 10 might dont buy the product based on a higher price, thats lost revenue and reduced turnover.  And we shouldn't see this as hidden or underhanded, its in plain sight if interested to see.  As consumers we still obtain the goods we desire, and lets face this applies to luxuries.  Though agree some chocolate bars in some shops are ridiculous (bearly larger than fun size), we can chose to seek out a larger size elsewhere.
    This is market economics, it works well enough. Anyone want controlled economy with government directed prices?
     
  4. Haha
    KDave reacted to StackerNoob in Anyone feelin inflation take a bite out of their ass?   
    Definitely noticed an uptick in shrinkflation over the last 5 years. Have you seen the size of multipack choccie bars now? I could inhale the entire pack and I wouldnt even cough!
  5. Like
    KDave got a reaction from danmc82 in Brexit status ...   
    I have a paid TV license until September 2019 but last month stopped my direct debit from renewing by cancelling it with the bank. Within 2 days of doing so I had an email from television licensing saying that something has gone wrong with your direct debit, to set up another or debt collection action would be taken and my license cancelled! Obvious scare tactics as I had already paid. Since they threatened to cancel my license, I asked for a refund for the months from now until September and offered to remove my TV ariel. They refused to refund and admitted I was covered, but offered no apology for the threats.  
    The sooner the licence fee is abolished and the BBC dies the better, it is an extortion racket. 
  6. Like
    KDave got a reaction from danmc82 in Brexit status ...   
    I have a paid TV license until September 2019 but last month stopped my direct debit from renewing by cancelling it with the bank. Within 2 days of doing so I had an email from television licensing saying that something has gone wrong with your direct debit, to set up another or debt collection action would be taken and my license cancelled! Obvious scare tactics as I had already paid. Since they threatened to cancel my license, I asked for a refund for the months from now until September and offered to remove my TV ariel. They refused to refund and admitted I was covered, but offered no apology for the threats.  
    The sooner the licence fee is abolished and the BBC dies the better, it is an extortion racket. 
  7. Like
    KDave got a reaction from danmc82 in Brexit status ...   
    I have a paid TV license until September 2019 but last month stopped my direct debit from renewing by cancelling it with the bank. Within 2 days of doing so I had an email from television licensing saying that something has gone wrong with your direct debit, to set up another or debt collection action would be taken and my license cancelled! Obvious scare tactics as I had already paid. Since they threatened to cancel my license, I asked for a refund for the months from now until September and offered to remove my TV ariel. They refused to refund and admitted I was covered, but offered no apology for the threats.  
    The sooner the licence fee is abolished and the BBC dies the better, it is an extortion racket. 
  8. Like
    KDave got a reaction from adamantio999 in Friday Discussion: *IS* your home an asset?   
    From who's point of view?
    To the council whom you must pay council tax for as long as you live - your home is an asset.
    To the bank who loan you debt-til-death - your home is an asset.
    To the nursing home you will need when you are old - your home is an asset.
    To the insurance company, surveyor and everyone else who takes money from you from start to finish - yes its an asset.
    The person who 'owns' the house - take into account, insurance, repairs, mortgage interest, ect, ect. If you made money after inflation you can count your lucky stars and call it an asset. If not it was just another cost associated with being alive. 
  9. Like
    KDave reacted to blackadder in Brexit status ...   
    All the bias and terrible aside,I always think what do they really make show wise 🤔 other counties etc have lots of tv series.
    what do the bbc do,doctor sjw who,eastenders and game shows where the price money is £1000  
  10. Like
    KDave reacted to dicker in What portion of savings should be in PM   
    Agree with 10 - 20 percent. 
    My advice is to buy at frequent and regular intervals to smooth your investment cost vs gold price. Pound cost averaging. 
    If you want to stack then obviously go for the lowest premiums - perhaps Sovereigns. 
    Good luck and enjoy!
  11. Like
    KDave reacted to vand in What portion of savings should be in PM   
    Buying PMs should be considered only in light of your overall strategy for building your wealth rather than in a vacuum.
    What country are you in? Do you have a workplace pension? I would prioritize taking advantage of this, and also strongly consider maxing out tax-advantaged accounts before considering what I could invest in precious metals.
    But frankly, any amount > 0% is good. As others have suggested, maybe 10-15% is a reasonable number to aim for; some might argue higher, but I would issue caution and say that slow, mechanical, disciplined accumulation eventually wins the day you should only hold as much as you are comfortable with.
    Don't neglect holding a decent amount of cash or cash equivalents. My opinion is that having a cash buffer to meet unexpected living expenses makes you a better stacker/investor.
  12. Like
    KDave reacted to Oldun in Brexit status ...   
    https://www.youtube.com/watch?v=GBVTDLtTLtE
     

     
    France’s deficit now rivalling Italy’s and The EU says deal non negotiable. Then Junker says he will negotiate with May....has the drunk woman hair fondling ego maniac now got dementia ?
    What a farce. No deal it now and let’s respect the democratic vote of the people.
  13. Like
    KDave got a reaction from Kritika in Brexit status ...   
    Labour down 7 points since it voted against hard brexit on the 29th January. Corbyns personal approval ratings are lower than they have ever been.
    Obviously a lot of labour supporters are properly engaged in politics at the moment, they have not missed what has happened. Only 3 labour MP's voted to leave hard brexit on the table. The others including corbyn attempted to screw Brexit and have now screwed themselves. Excellent stuff.
    Imagine if this accountability is continued once we leave the EU. Politicians held to account over their decisions at the polls, wouldn't that be something. We might be back on the road to a working democracy again instead of this corrupt mess of opportunistic careerists that we call the houses of parliament. 
  14. Like
    KDave reacted to sixgun in Brexit status ...   
    Do you mean 1984?
    If you think there ever was democracy, think when did i have a say in anything important? This is why i was shocked in the Brexit result. What an absolute gaff to allow the leave vote to win, either that or the leave vote was so massively in the lead it would have been too much to have remain win out. i am suggesting Leave did not win by a few percent, it was much more than that. Like Hillary Clinton got such a small percentage in the end it overwhelmed all the ballot fixing.
    But to return to the idea of democracy. There is no democracy. You chose between Labour and Tory. The rest are there for decoration. Did you choose those who stood for election? i expect not so you voted for Hobson's choice - no choice at all. Have you noticed how the main thrust of what the parties do when in power is pretty much the same? They say a lot in opposition but when they get power it is something different. Corbyn was very anti-EU but do you hear this from him now? He thinks he could get power so he must slip into the required role and carry on the same old same old carry on.
    Did you decide on the United Nations or the EU Commission or the IMF or the BIS or who runs the Bank of England. Did you decide on any of the 100's of Non Governmental Organisations and Think Tanks which advise and influence policy? Did you decide on anything of any significance? Do you have opportunity to decide?
    People have just once in recent years decided on something, That was Brexit and they didn't decide the right way. No look at the sh1t storm. They have spent 2.5 years attempting to reverse this decision and they know if they cop out there will be serious trouble, Get stocked up on yellow jackets, they might be needed. The slaves aren't supposed to decide on anything.
    If Voting Changed Anything, They'd Abolish it.
  15. Thanks
    KDave reacted to bluemoon in Brexit status ...   
    While the EU has been rather imposing itself on European countries over the decades in aid of it's own growth, some of the arguments about it's behaviour don't add up. For one thing, why would it be the plan to flood the continent with non-Europeans to wipe out European culture? To what end? To who's benefit? The mass immigration thing seems to just be lefty one-love ideology.
  16. Like
    KDave reacted to Kritika in Brexit status ...   
    The Microphone actually picked up Varadkar saying  "They'll give you terrible trouble in the British press for that."  “But I agree with you”
    Just proves what a bunch of jumped up Maffia bullies the EU are. And we all know what happens to bullies in the end.
    Simple fact is, the unelected Bureaucrats in Brussels thought they could simply bully the British establishment into forcing the voters into changing their minds to get the result the fat cats in Brussels actually wanted.
    They are now absolutely livid that it’s not worked. How is that possible they are saying, it’s always worked for them in the past when anyone else has tried to stand up to them?
    But this time they tried to bullied the wrong nation. They can’t beleve what’s happening here, they are absolutely furious that it’s not worked this time because they came up against that annoying little thing called DEMOCRACY.
    It must be a completely alien concept for to them, Someone votes to do something, then they actually follow it through and do it. How dare they not be bullied to go back again and again until you get the answre you want.
    Anyone who wants to still stay in a club where a jumped up unelected bureaucrat makes a deflationary statements to the worlds press against a sovereign nations elected representatives, should as Oldun says, “depart to a country where democracy is severely curtailed”. There’s lots to chose from around the world but thank god this is not one of them - Yet!
     
     
     
  17. Like
    KDave got a reaction from Zhorro in Brexit status ...   
    A physically accurate depiction of Hard Brexit, as predicted by the BBC.  
  18. Like
    KDave got a reaction from Kritika in Brexit status ...   
    Labour down 7 points since it voted against hard brexit on the 29th January. Corbyns personal approval ratings are lower than they have ever been.
    Obviously a lot of labour supporters are properly engaged in politics at the moment, they have not missed what has happened. Only 3 labour MP's voted to leave hard brexit on the table. The others including corbyn attempted to screw Brexit and have now screwed themselves. Excellent stuff.
    Imagine if this accountability is continued once we leave the EU. Politicians held to account over their decisions at the polls, wouldn't that be something. We might be back on the road to a working democracy again instead of this corrupt mess of opportunistic careerists that we call the houses of parliament. 
  19. Like
    KDave got a reaction from Kritika in Brexit status ...   
    Agreed but I think they will have to allow the UK to leave, at least on the UK political side of things. If we don't leave I can't see the current two party political system surviving.
    Words like 'Traitor' are back in the British vocabulary and being used on a daily basis. Things will change one way or another even if we don't leave. 
  20. Like
    KDave got a reaction from arcglide in Sovereign mintages   
    The Marsh book will give you mintage numbers, for example;
    2009 Proof - Mintage 9770
    2010 Proof - Mintage 8828
    I don't believe the mint set out to mint those numbers, but are really a reflection of the amount of coins sold. 
    The Marsh book contains most mintage numbers for Elizabeth II Proofs (a few are listed as 'Not Known' such as 1976 'brilliant proof').
    If its the older coins you are interested in, the proof mintages are not known. From glances through all listings of proof mintage are 'Not known' from George III to George V. Given the access the author had to the mint records, I assume there are no such records. 
  21. Like
    KDave got a reaction from arcglide in Sovereign mintages   
    The Marsh book will give you mintage numbers, for example;
    2009 Proof - Mintage 9770
    2010 Proof - Mintage 8828
    I don't believe the mint set out to mint those numbers, but are really a reflection of the amount of coins sold. 
    The Marsh book contains most mintage numbers for Elizabeth II Proofs (a few are listed as 'Not Known' such as 1976 'brilliant proof').
    If its the older coins you are interested in, the proof mintages are not known. From glances through all listings of proof mintage are 'Not known' from George III to George V. Given the access the author had to the mint records, I assume there are no such records. 
  22. Like
    KDave got a reaction from arcglide in Sovereign mintages   
    The Marsh book will give you mintage numbers, for example;
    2009 Proof - Mintage 9770
    2010 Proof - Mintage 8828
    I don't believe the mint set out to mint those numbers, but are really a reflection of the amount of coins sold. 
    The Marsh book contains most mintage numbers for Elizabeth II Proofs (a few are listed as 'Not Known' such as 1976 'brilliant proof').
    If its the older coins you are interested in, the proof mintages are not known. From glances through all listings of proof mintage are 'Not known' from George III to George V. Given the access the author had to the mint records, I assume there are no such records. 
  23. Thanks
    KDave got a reaction from Xander in Brexit status ...   
    A change of tack. I guess they have decided they can't win with project fear and are cutting losses?
    Apparently millions of people have cancelled their license fee in the last year, January this year was the worst month on record for cancellations.The writing is on the wall brought on by the blatant propaganda and BBC bias these past two years (.....and netflix ) .
    UKIP has it in their manifesto to abolish the TV license, that will be policy in other parties soon I think, its an easy vote winner. Corruption always outs itself. 
  24. Like
    KDave got a reaction from Zhorro in Brexit status ...   
    A physically accurate depiction of Hard Brexit, as predicted by the BBC.  
  25. Like
    KDave got a reaction from Oldun in Crypto firm boss dies with the only password to £145,000,000   
    Against fiat as a store of value yes. As a currency it functions very well.