Surely good sense should be congratulated though when using the these types of things to ones advantage.
A good decision is totally subjective when it comes to collecting coins too, your reason for collecting might be totally different to mine and Robert Browning might of thought us both fools for even collecting coins in the first place.
Some would see hand poured silver as total rip off and others love it for craft not the metal.
At the end of the day you should do whatever makes you the happiest or makes the most sense for your own context. If you spend all your times worrying about what other people are doing you will miss out on all the fun!