Lots of great advice. My reply is just a bit more to read. Regarding what size to buy and when, someone put it this way and it became the advice I follow: If you can afford to buy fractionals at a crazy premium you can afford to wait for a bargain or a full ounce near spot. Also came to discover, as important as it is to keep my stack growing, it's equally important to keep track of ALL my purchases in a hand written ledger so I know how much I'm buying and at what price. It's good to have weight goals but for me it just feels especially right knowing that I'm making money by saving money... that I bought the best deal possible at the time.