• The above Banner is a Sponsored Banner.

    Upgrade to Premium Membership to remove this Banner & All Google Ads. For full list of Premium Member benefits Click HERE.

5huggy

Platinum Premium Member
  • Content Count

    1,745
  • Joined

  • Last visited

  • Days Won

    28
  • Feedback

    100%
  • Country

    United Kingdom

Reputation Activity

  1. Haha
    5huggy got a reaction from Tn21 in Have you reached Financial Maturity!   
    new survey, by the lender Zopa, has revealed that British people don’t reach financial maturity until the age of 31. At 22 we are apparently most frivolous with our money – overspending on holidays and nights out – but by our early 30s we tend to take better control of our finances. The survey comes complete with a list of signs that you have reached financial maturity – you have a savings account and a pension, for example – but it’s by no means comprehensive. So here’s a better list.
    1. You can check your banking app without having a 45-minute full-body palpitation.
    2. You can receive a brown envelope in the post without automatically assuming HMRC is planning to throw you in prison.
    3. You make your own lunch every day, ideally from things you have scavenged from a neighbour’s bin.
    4. You can walk past an estate agent’s window without having a tantrum about the impossibility of home ownership.
    5. You don’t buy anything until you have searched the entire internet for the best deal.
    6. You shun holidays in favour of closing your eyes and thinking about holidays – basically the same thing.
    7. You refuse to lend your friends cash, preferring instead to deliver a quick motivational address about the power of aspiration.
    8. You can read literature from a bank or insurance company without glazing over like a shop mannequin.
    9. Your pension plan doesn’t revolve around you dying in a suspiciously timed skydiving accident on the eve of your 70th birthday. 10. You have incredibly rich parents.
    11. You shun all the latest expensive fashions, such as trendy clothes and dentistry.
    12. You have an emergency fund that does not solely consist of €23 and a Twix.
    13. You can be told your credit rating without asking anyone whether it’s good or not.
    14. You know how much money is in your account at all times, but not because your bank keeps sending you panicky texts about the payments it is having to refuse.
    15. You have incredibly rich parents.
    16. You’ve realised that friends are ultimately a financial burden, and so spend all your nights in silent pitch-black solitude.
    17. You have home insurance.
    18. You have life insurance.
    19. You have life insurance that doesn’t constantly act as a terrifying reminder that you are worth several times more to your loved ones dead than alive.
    20. You cook your dinners in batches to save money, because eating shepherd’s pie every night is actually quite underrated.
    21. You can look your children in the eye without wondering how much you would get if you harvested their organs on the black market.
    22. You spent your entire childhood dreaming of the day when you could become a cackling unscrupulous private landlord.
    23. You have never bought an avocado, for you know that a supermarket avocado represents the highest possible level of insane decadence.
    24. You haven’t been to a Pret in eight years.
    25. You have incredibly rich parents. I know that this is the third time I’ve mentioned this, but, well, it definitely seems to help.
    From here - -  ->>> https://www.theguardian.com/money/shortcuts/2019/sep/25/never-go-to-pret-25-signs-reached-financial-maturity
  2. Haha
    5huggy got a reaction from Notafront4adragon in Have you reached Financial Maturity!   
    new survey, by the lender Zopa, has revealed that British people don’t reach financial maturity until the age of 31. At 22 we are apparently most frivolous with our money – overspending on holidays and nights out – but by our early 30s we tend to take better control of our finances. The survey comes complete with a list of signs that you have reached financial maturity – you have a savings account and a pension, for example – but it’s by no means comprehensive. So here’s a better list.
    1. You can check your banking app without having a 45-minute full-body palpitation.
    2. You can receive a brown envelope in the post without automatically assuming HMRC is planning to throw you in prison.
    3. You make your own lunch every day, ideally from things you have scavenged from a neighbour’s bin.
    4. You can walk past an estate agent’s window without having a tantrum about the impossibility of home ownership.
    5. You don’t buy anything until you have searched the entire internet for the best deal.
    6. You shun holidays in favour of closing your eyes and thinking about holidays – basically the same thing.
    7. You refuse to lend your friends cash, preferring instead to deliver a quick motivational address about the power of aspiration.
    8. You can read literature from a bank or insurance company without glazing over like a shop mannequin.
    9. Your pension plan doesn’t revolve around you dying in a suspiciously timed skydiving accident on the eve of your 70th birthday. 10. You have incredibly rich parents.
    11. You shun all the latest expensive fashions, such as trendy clothes and dentistry.
    12. You have an emergency fund that does not solely consist of €23 and a Twix.
    13. You can be told your credit rating without asking anyone whether it’s good or not.
    14. You know how much money is in your account at all times, but not because your bank keeps sending you panicky texts about the payments it is having to refuse.
    15. You have incredibly rich parents.
    16. You’ve realised that friends are ultimately a financial burden, and so spend all your nights in silent pitch-black solitude.
    17. You have home insurance.
    18. You have life insurance.
    19. You have life insurance that doesn’t constantly act as a terrifying reminder that you are worth several times more to your loved ones dead than alive.
    20. You cook your dinners in batches to save money, because eating shepherd’s pie every night is actually quite underrated.
    21. You can look your children in the eye without wondering how much you would get if you harvested their organs on the black market.
    22. You spent your entire childhood dreaming of the day when you could become a cackling unscrupulous private landlord.
    23. You have never bought an avocado, for you know that a supermarket avocado represents the highest possible level of insane decadence.
    24. You haven’t been to a Pret in eight years.
    25. You have incredibly rich parents. I know that this is the third time I’ve mentioned this, but, well, it definitely seems to help.
    From here - -  ->>> https://www.theguardian.com/money/shortcuts/2019/sep/25/never-go-to-pret-25-signs-reached-financial-maturity
  3. Like
    5huggy reacted to ittle5huggy in Today I Received.....   
    And so the collection grows

  4. Like
    5huggy got a reaction from Numistacker in The Silver Forum Lounge with Numistacker @ London Coin Show   
    caution - he may be a "SNAPPING TURTLE"! 🤣
  5. Thanks
    5huggy got a reaction from MaxeBaumann in Bars Photo Thread...   
    Ich habe einen Scheißjob hinterlassen, um in den Ruhestand zu gehen, und ich bin so glücklich, Freunde im Silberforum zu finden
  6. Thanks
    5huggy got a reaction from MaxeBaumann in Bars Photo Thread...   
    Sie sind mehr als willkommen, mein Freund - sie sind eine fantastische Auswahl
  7. Thanks
    5huggy got a reaction from MaxeBaumann in Bars Photo Thread...   
    Absolut fantastisches Barset - lecker!
    Eifersüchtig mein Freund
  8. Haha
    5huggy reacted to Xander in Is Silver The “Poor Man’s Gold”?   
    Do you think if we gave him the forum address he would experiment on us?😎
  9. Like
    5huggy got a reaction from Tn21 in NICE SPECIAL PROOF Half Sovereigns for SALE   
    Still sorting through and realigning my collection!
    SO these two beauties are up for Sale!
    Both  are highly desirable  
    1)       2017 PROOF half Sovereign  - - -  £390 plus postage of your choice
    2)       2002 PROOF half Sovereign - - -  £235 plus postage of your choice
    Payment by BT or PPFF!
     
     


     

     

     

     


     

     

  10. Like
    5huggy reacted to Foe in Premier Membership and TSF Gold Buying   
    Can you buy 1ozt bullion for 15.40£ a pop?
    Can you buy US junk at spot?
    Can you buy NGC graded ASE's for 20£?
    Can you buy Tiffany jewellery 50% cheaper than on ebay?
    For 4£ a month I can 🙂
  11. Like
    5huggy reacted to Marc in 12oz gold pandas.   
    All Sold. Not on the SF unfortunately but a Chinese buyer at the Osaka JDNA show bought all of them as one lot. I was pretty suprised so i must have priced them well. I was expecting to maybe sell a few but not all of them. Glad they are gone, tied up a lot of cash

    I have some 12oz pure gold pandas (assorted dates) with purity of .9999. £14,650 each and anyone buying 3 or more can get a 0.5% discount. These are basically bullion coins and there are some scratches but still they are lovely coins. Payment in advance and please allow for 2 weeks for delivery.   

  12. Haha
    5huggy got a reaction from GrahamDiamond in The Silver Forum Lounge with Numistacker @ London Coin Show   
    caution - he may be a "SNAPPING TURTLE"! 🤣
  13. Haha
    5huggy got a reaction from Sovereign in The Silver Forum Lounge with Numistacker @ London Coin Show   
    caution - he may be a "SNAPPING TURTLE"! 🤣
  14. Like
    5huggy reacted to Numistacker in The Silver Forum Lounge with Numistacker @ London Coin Show   
    Yes submissions to NGC and consignments to Heritage are both fine on the day
  15. Super Like
    5huggy reacted to ChrisSIlver in The Silver Forum Lounge with Numistacker @ London Coin Show   
    London Coin Fair November 2019
    The Silver Forum and @Numistacker are proud to announce The Silver Forum Lounge - In Association with Numistacker

    Rent a table at London Coin fair, 2nd November 2019. Become a mini dealer for the day and rent a table to display items for sale/trade. Table includes a locked table cabinet to put your precious metals items in.

    Numistacker will be at the lounge and also offering his grading services. We hope to also have on display for viewing purposes a few of the TSF branded products produced by @BackyardBullion

    Entry to the coin fair is £5 for visitors, payable at the entrance to the fair, but those who rent a space in The Silver Forum Lounge get a free entry pass. Everyone is welcome to come and view the lounge and hang out with TSF members.

    Spaces are available to rent to Premium Members only. If you do not already have premium membership please feel free to purchase.

    Prices for renting a space (full table and lockable case) are:

    £55 for Silver Premium Members
    £50 for Gold Premium Members
    £45 For Platinum Premium Members
     
    Half table prices (you may be sharing with another member)
    £27.50 for Silver Premium Members
    £25 for Gold Premium Members
    £22.50 For Platinum Premium Members

    There is a limit of only 4 spaces so to reserve a space please reply below in this thread, or PM @ChrisSIlver first come first.
    More information about the fair can be found here: https://www.coinfairs.co.uk/london-coin-fair/

    I am also planning to organise a prize draw for those that attend the fair, details about this draw to come.
    Any additional questions please feel free to  ask  
  16. Haha
    5huggy reacted to Thelonerangershorse in H & B   
    Britain's leading supplier of junk mail, also, they occaisionally sell gold coins.
  17. Like
    5huggy reacted to ChrisSIlver in Premier Membership and TSF Gold Buying   
    I will leave this topic up currently but note that it may be removed. Quoted message below taken from forum rules.
     
  18. Like
    5huggy reacted to Tn21 in Premier Membership and TSF Gold Buying   
    This is the first and only forum I have joined so far online. I would say I have bought items on here that are attractively priced. As a premium member you can get first pickings as mentioned by others above. Round it up to £50 a year, if i bought the same coins from a dealer compared to buying the same items here on the forum then I can confidently say that I have saved well above 50quid be it on silver or gold. 
    More importantly for me is the circle the forum brings with it and that is well worth a fixed sum of £
  19. Like
    5huggy reacted to Fathallazf in Premier Membership and TSF Gold Buying   
    I decided to become a premium member almost directly after joining the forum although i rarely buy or sell on here due geographical reasons. However, i became “coin educated 😅” in here, thanks to the amazing members. It became part of my life, my daily newspaper on a topic i like and enjoy. I also thought before that this money may be saved to buy something, but then realized that i spend more daily on things i dont even need. So ya i pay this small amount to support the forum 😊
  20. Like
    5huggy reacted to Xander in Premier Membership and TSF Gold Buying   
    Personally I would say it would be difficult to put a monetary value on the intrinsic value members receive from the forum. 
  21. Super Like
    5huggy reacted to BackyardBullion in Premier Membership and TSF Gold Buying   
    We will continue to honour discounts for paid members, yes 😉
  22. Like
    5huggy got a reaction from kimchi in Any Forum Members in or near Liverpool TODAY!?   
    Added 0 minutes later...

  23. Super Thanks
    5huggy got a reaction from CadmiumGreen in Any Forum Members in or near Liverpool TODAY!?   
    Added 0 minutes later...

  24. Thanks
    5huggy reacted to motorbikez in Today I Received.....   
    Today I received 2 very nice 50p coins from 5huggy re my win in the 2 tons of silver comp, love them, thanks 5huggy

  25. Like
    5huggy reacted to motorbikez in PRIZE''s Posted!   
    Already posted this in today I received 5huggy,love the coins thank you.👍