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Stu
Reputation Activity
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Stu reacted to AuricGoldfinger in Goal - Financial Independence In Ten Years
This threads a blast from the past! What happened to @vand i used to enjoy some of his input. And yeah hows everyone getting on? I’m basically in the same position except i have a son almost 1 and our house has been extended which has helped increase my net worth (for those who do include their home in that figure). Other than that covid has pretty much halted anything else. This was a good thread!
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Stu got a reaction from AuricGoldfinger in Goal - Financial Independence In Ten Years
@onlyroadtoheaven wondering how you are getting on with your journey now you are nearly halfway in? I hope all is going well.
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Stu got a reaction from LawrenceChard in Dorset coin company
Wheeler/Dealer, “a person who engages in commercial or political scheming”
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Stu reacted to joejet in Returning to the uk with a large quantity of Platinum coins
Well firstly I also hold gold but platinum has a lot of long term industrial applications in fuel cell electric vehicles I believe in 10+ years it will outpace Gold.
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Stu reacted to Foster88 in Selling gold coins on Ebay
I wouldn't touch eBay with a sh*tty stick after the experiences I've had with them. They're an accessory to fraud and nothing is done about them.
But that's just my opinion.
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Stu reacted to Minimalist in Website for comparing UK prices for gold sovereigns, britannias, etc
F*ck sake so it is... Thanks steve, blind as a bat here
https://www.thesilverforum.com/compare/uk/ @Stu
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Stu got a reaction from GenX in Bit of advice
You are probably going to get overloaded with a lot of replies which could be counter productive, however. I would suggest you could get incredibly diversified across the entire world stocks with £300 per month. You could set up a Dd for a low cost, global equity tracker, that tracks the entire world stock market. Vanguard is a good place to start. If you are young, put it all into equities (stocks and shares) . If older or less risk tolerant, balance with. A % of bonds. There are ready made packages to drip feed into. Keep gold to around 10% of your “portfolio” Good luck
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Stu reacted to Rll1288 in Bit of advice
Before lockdown I was spending around 200 a month on just buying coffee .... mocka,, docka, rapperchino type things.... and probably another 200/300 on lunches... now I buy a sovereign a month or if possible (when the good people of TSF do good deals) some 1oz items... when we go back... coffee off the table and lunches made by my fair hands.... so turned an expense into a savings plan...
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Stu reacted to AuricGoldfinger in Today I Received.....
Received this today. Very happy with it, unfortunately had to pay more than RM price but @Chrisplym was a pleasure to deal with. Great packaging and also very fair and reasonable with the price - enough room for both of us to feel happy with the transaction i hope.
Also @Paul offered some very useful advice on what is my first proof purchase, so thanks to him also!
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Stu reacted to Simmoleon in Today I Received.....
Bit random but today I received
Q. Sicinius and C. Coponius 49 BC denarius
Minted with Pompey in the East.
diad. hd. of Apollo r., star below, Q SICINIVS before, III VIR behind, rev., club of Hercules surmounted by lion's skin with scalp to r., bow on r., arrow on l., C COPONIVS P R S C (Seaby, Sicinia 1)
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Stu reacted to Jimmock in Today I Received.....
Something a bit different for me,but think it might be my way forward for a wee while.
London 1858. And I got these for scrap value plus post. 😁😁
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Stu got a reaction from ChrisSilver in Royal Mint - The Three Graces - FREE Grading - LIMITED Offer. + Special Offer Auction fee
3 Graces returned home today, thanks again to the forum and COTR.
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Stu reacted to GoldDiggerDave in Mortgage endowment policy surprise.
Well done! There's nothing like the feeling of paying off your mortgage and saying FU to the bank that owed your arse!
I worked out years ago you only really need 3 things food, warmth and shelter. I paid my mortgage off and I get drift wood off the beech to heat my house for free so I get 2 out of the magic 3 for free. I use less than £117 in gas a year my total monthly outgoings are £428 for everything.
Debt control is the key to being close to free as you can in this world, don't fall into the trap that I've seen many do, pay off the mortgage only to replace it with more debt and or more outgoings some find it difficult to get off the hamster-wheel.
Well done sir I salute you!
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Stu reacted to Stacktastic in Remortgaging opportunity?
Yes of course I did not think of that - of course if you remortgage you will only have to do it on 20-30% of the property assuming you started from scratch.
That means the payments will be a lot less assuming interest rates have not gone up severely.
I guess by then anyway you could have enough investments to buy it in cash anyway??
Like buy a property at the bottom - rent it until prices go back up and then sell it for a decent profit.
Thanks for that its really brightened me up knowing I could get completely out of debt in 10 years.
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Stu got a reaction from MancunianStacker in Remortgaging opportunity?
No sweat, I’m 5 years into a 10 year but looking to b break out for an interest only. Probably looking for a 7 to 10 year deal. Also have around 50% equity.
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Stu got a reaction from MancunianStacker in Remortgaging opportunity?
I don’t know. I think they only cover England and Wales so rules me out. Probably just as well as I would be tempted. Think this is repayment rates also and so am considering going interest only.
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Stu got a reaction from MancunianStacker in Remortgaging opportunity?
https://help.habito.com/en/articles/5016566-habito-one-interest-rates
Decent long term rates that you can port with NO ERC!
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Stu got a reaction from GoldenGriffin in Royal Mint - The Three Graces - FREE Grading - LIMITED Offer. + Special Offer Auction fee
3 Graces returned home today, thanks again to the forum and COTR.
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Stu got a reaction from SilverDrum in Royal Mint - The Three Graces - FREE Grading - LIMITED Offer. + Special Offer Auction fee
3 Graces returned home today, thanks again to the forum and COTR.
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Stu got a reaction from Ducat916 in Royal Mint - The Three Graces - FREE Grading - LIMITED Offer. + Special Offer Auction fee
3 Graces returned home today, thanks again to the forum and COTR.
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Stu got a reaction from Kussilver in Royal Mint - The Three Graces - FREE Grading - LIMITED Offer. + Special Offer Auction fee
3 Graces returned home today, thanks again to the forum and COTR.
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Stu got a reaction from CoinsOfTheRealmAuctions in Royal Mint - The Three Graces - FREE Grading - LIMITED Offer. + Special Offer Auction fee
3 Graces returned home today, thanks again to the forum and COTR.