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Kman

Silver Premium Member
  • Content Count

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    United Kingdom

Reputation Activity

  1. Sad
    Kman reacted to fehk2001 in 2019 matt finish sovereign   
    RM just rang me since I have reserved two on Wednesday , they have to cancel the one I have order this morning 🤣 what a waste of time 
    so whoever who is golod / plantium member with royal mint will get one if u ring them 
  2. Haha
    Kman got a reaction from arcglide in 2019 matt finish sovereign   
    The buzz of the forum does not lie 
  3. Like
    Kman got a reaction from Oldun in 2019 matt finish sovereign   
    Yes same, Subject to availability 
  4. Like
    Kman reacted to Oldun in 2019 matt finish sovereign   
    Just got the email with “subject to availability” despite it being an “open order” and I was done, dusted and paid up by 7:01am, so we shall see.
  5. Haha
    Kman got a reaction from fehk2001 in 2019 matt finish sovereign   
    The buzz of the forum does not lie 
  6. Haha
    Kman got a reaction from Oldun in 2019 matt finish sovereign   
    The buzz of the forum does not lie 
  7. Like
    Kman reacted to richatthecroft in 2019 matt finish sovereign   
    Ha! Looks like they have already, lumbered with this howler of a coin! 
    I would gladly contribute a couple of quid to a crowdfund to buy this type of a  dog of coin, and get the popcorn out and watch them melt in @BackyardBullion‘s furnace.
     

  8. Haha
    Kman reacted to Oldun in 2019 matt finish sovereign   
    Try £50
     
    Their algorythms are kicking in.
  9. Confused
    Kman got a reaction from Oldun in 2019 matt finish sovereign   
    Lol they tacked on another £25 since I posted 
  10. Like
    Kman reacted to 1817SovereignCollector in 2019 matt finish sovereign   
    Have to wait and see, if order isn't fulfilled I'll enjoy writing the complaint letter...
  11. Sad
    Kman reacted to Shinus73 in 2019 matt finish sovereign   
    Tried on my phone from 6:55 onwards- never even saw it appear.
  12. Like
    Kman got a reaction from fehk2001 in 2019 matt finish sovereign   
    Full sovereign with a mintsge of 650 was always going to be a winner 
    They can do another 2019 Matt finish and plain edge combo this year but the vic cypher guarantees unique 
     

    Added 0 minutes later... What time was that?
  13. Like
    Kman got a reaction from westminstrel in 2019 matt finish sovereign   
    Full sovereign with a mintsge of 650 was always going to be a winner 
    They can do another 2019 Matt finish and plain edge combo this year but the vic cypher guarantees unique 
     

    Added 0 minutes later... What time was that?
  14. Sad
    Kman reacted to sovereignsteve in 2019 matt finish sovereign   
    was removed from my basket as i was paying
  15. Like
    Kman reacted to terakris in 2019 matt finish sovereign   
    Now showing as sold out. noticed they had a 1 per household limit so i expect my order my get cancelled.
  16. Thanks
    Kman reacted to RudiTapper in 2019 matt finish sovereign   
    Just got the email - available from 07:00. And pre-registration doesn’t reserve stock - order yours on the release date...
  17. Like
    Kman got a reaction from Gildeon in Coin Capsule Size For 2014 1oz Britannia?   
    Ended up getting a ringed capsule from coingallery, ordered them about 2pm and they came today, very quick delivery.
     
    Feels good and secure, got the 32mm. Just need 4 more coins to put in the other 4 capsules. 
     

  18. Like
    Kman reacted to vand in How to pay no taxes on your income   
    OK, its taken a few weeks for me to get everything set up and in place, but now I have done so and I couldn't be happier.
    How I pay no taxes on my income:
    Gross annual Income: 46k from dayjob
    - Put everything above 19k into my work pension scheme via salary sacrifice (this means contributions come from my gross pay). Together with the bog standard 5% employer match, that fills out 30k into my work pension. I would then ordinarily pay standard income tax of £1300 and NIC of £1244 on that 19k, and get to take home £16,457.
    - Claim £243 per month in childcare vouchers, again this is a salary sacrifice scheme where I can buy the vouchers from gross salary. This further reduces my income tax bill to £715 and NICs to £895 and my take home pay to £14,475.
    - From the £14,475 net take home, I bung 8k into a separate private pension (SIPP), which automatically claws back 20% tax relief, so I get £10k in total. That already more than offsets the total income tax + NICs that I paid, and I have fully used my annual pension allowance of 40k (30k work pension + 10k SIPP). I have 14,475 - 8000 = £6,475 left of my take home pay per year (and I haven't even made use of any carry-forward).
    - Put £2.5k into daughter's JSIPP, again I get 20% tax relief of £625 so £3125 gross goes in, and leaves me with £3975 left of my take home pay.
     
    In total I get:
    30k pension
    10k SIPP
    2.9k childcare
    3.1k JSIPP
    £3975 take home
    --
    Total: £49,975 from a 46k salary
     
    Now, I'm a pretty frugal chap, but £3975 a year for living expenses won't cut it. The key is that I do have a decent tax-free side income from Advantage Playing which makes a lot of this possible. "Unfair - that's a unique position and so not applicable to me" I hear you say... well, maybe, but there are other hustles you can do to earn money on the side and thus similarly optimise your "official" finances, eg you can rent out up to 2 rooms in your home for up to 7500/pa each without having to pay any tax, or if you have a situation where you can take voluntary redundancy and line up another job pretty quick, you get a tax-free lumpsum to live off for however long you can make it last while similarly arranging your tax affairs from your new job.
  19. Like
    Kman got a reaction from kimchi in RM Yale proof flaw   
    If you aren't happy with it you should get it replaced or refunded
    Personally I would; for the price you should get a flawless finish, their quality control is poor. 
  20. Like
    Kman reacted to Goldmick in 2019 matt finish sovereign   
    Gunna be plain edge to. 
  21. Like
    Kman reacted to longplay in Sherlock Holmes 🕵️‍♀️   
    No queuing system, on sale for two hours and the 400 gold coins are still only 70% sold? Yep, a flop.
    To be fair, probably just everyone waking up to the fact that most of the releases aren't going on to perform like the Peter Rabbit and Snowman coins.
    A pretty uninspiring design too.
     
  22. Like
    Kman reacted to ilovesilverireallydo in Fake Jubilee Shield Half Sovereigns (1887)   
    Just to note: was a trusted seller and he’s refunded me the difference 
  23. Like
    Kman reacted to danmc82 in If money was no object, how would you sort your stack?   
    I'd be the opposite. If I had the money I wouldnt buy low premium, I'd buy the best coins money could buy. ie condition, rarity etc.
    The only lowish preminum coins I'd buy would be tubes full of Sovereigns. I'd get bored of only having one type of coin.
  24. Like
    Kman got a reaction from whitesands1 in I just bought the cheapest house in France?   
    How long had you been researching/planning to do something like this?
    Cool to see someone trying something different, hope it goes well for you 
  25. Super Like
    Kman got a reaction from ChrisSIlver in New To Silver Stacking/Precious metals: What Should I buy? - Help Thread   
    This thread is intended as a resource to help new stackers/collectors
    Please see below links to various Silver Forum discussions over the years on the topic of "what to buy" silver vs gold, stacking vs collecting, bars vs coins etc
    Note: These discussions are UK oriented and are about what to buy in our humble opinions, not where to buy.