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watchesandwhisky

Gold Premium Member
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  1. Thanks
    watchesandwhisky reacted to ChrisSilver in Slightly delayed admin level support   
    For support that requires advanced admin level support there may be a slight delay as I am away until roughly 16th May 2023 and the WiFi internet connection in the current location is not adequate enough.
    For security reasons when traveling outside of the U.K. I usually do not carry a device with access to TSF or work emails outside of the hotel grounds.
    Any devices used to access TSF require biometric access / passcode to unlock and a further biometric / different passcode to unlock a 2FA code to then access my TSF account where a further different password is also required with the 2FA code. Further to this all traffic is routed through VPNs for additional security, but which also can create additional internet speed lags when abroad. 
    Therefore apologies for any delay in communication during this time. 

    I am aware of some errors, including a theme error. There were no known theme error before I went away so I was not expecting there to be issues with support as expected mostly simple requests which can usually be replied to relatively quickly if needed. But unfortunately it seems that there are some current errors which require some urgent attention 😅
    I have escalated the theme issue to a developer to investigate. Meanwhile I have managed to clear the admin system cache although it appears not to have fixed the issue. Clearing your cache may fix this, when I encountered the error myself a simple refresh of the page cleared it, it is possible that it could be cache related. Awaiting response from developer.
    There may also be another issue which I have asked a member to provide further details of so that I can investigate further. 
    I will try to reply to all outstanding messages as soon as possible, hopefully tomorrow if the new location has good WiFi 🤞 though please be assured that I will always reply to all message and provide support as soon as possible. Thank you for your patience. 
  2. Like
    watchesandwhisky got a reaction from Nick69 in 2 x 2022 1oz .999 Australian kangaroo coins   
    £54 plus postage of choice/risk (royal mail)

  3. Like
    watchesandwhisky got a reaction from Chrisplym in 2 x 2022 1oz .999 Australian kangaroo coins   
    £54 plus postage of choice/risk (royal mail)

  4. Like
    watchesandwhisky got a reaction from Tn21 in 2 x 2022 1oz .999 Australian kangaroo coins   
    £54 plus postage of choice/risk (royal mail)

  5. Like
    watchesandwhisky got a reaction from bobski in Buying/valuing advice needed - gold rings   
    The 18ct ring id pay 100% of spot and try and sell for a bit more , the rest probably offer 90% and sell for 95% 
    But yes % of purity adjusted.
  6. Super Like
    watchesandwhisky got a reaction from Fenlander1 in Buying/valuing advice needed - gold rings   
    The 18ct ring id pay 100% of spot and try and sell for a bit more , the rest probably offer 90% and sell for 95% 
    But yes % of purity adjusted.
  7. Like
    watchesandwhisky got a reaction from bobski in Buying/valuing advice needed - gold rings   
    Ok, I would look to pay just under spot and hope to sell them for just over. the stones are small so forget about them just weigh the rings and check purity first, for unmarked rings or foreign hallmarked i would offer 90% of spot and sell for 95%  
     
  8. Super Like
    watchesandwhisky got a reaction from Fenlander1 in Buying/valuing advice needed - gold rings   
    Ok, I would look to pay just under spot and hope to sell them for just over. the stones are small so forget about them just weigh the rings and check purity first, for unmarked rings or foreign hallmarked i would offer 90% of spot and sell for 95%  
     
  9. Like
    watchesandwhisky got a reaction from stefffana in Buying/valuing advice needed - gold rings   
    Ok, I would look to pay just under spot and hope to sell them for just over. the stones are small so forget about them just weigh the rings and check purity first, for unmarked rings or foreign hallmarked i would offer 90% of spot and sell for 95%  
     
  10. Haha
    watchesandwhisky reacted to CazLikesCoins in Buying/valuing advice needed - gold rings   
    So there's a fella who can't speak English asking an Englishman to helps sell gold rings who knows nothing about selling gold rings? 🤣 It sounds like a scene from Snatch lol.
    Most of my friends ask for simple things like feeding the cats when they're away or buying them a pint of milk when I'm out and about lol.
    Sounds like a disaster waiting to happen lol. What's he going to ask for next? Tout them around the local prawn shops?   
  11. Like
    watchesandwhisky reacted to Spyder in Fixed rate ISA or tracker funds?   
    This is not advice to buy these bonds but these are the ones have investments in STAB and RSAB both paying 7 3/8% and can both be bought at just over 100p each, pays out 4 times a year. IPF3 pays 12% , can be bought at about 100p and pays out twice a year. Bit more risky and is a five year bond. All are bought in a ISA stocks and shares.  DYOR
  12. Like
    watchesandwhisky got a reaction from silvergaga in Auction - Cheap silver 10% under spot ends tonight 8 pm   
    This lot is for auction, starting bid is 10 % below sterling spot, all hallmarked, all sold as scrap but some interesting bits here. Highest bid at 8 pm wins! buyer pays postage of choice and risk (royal mail)
    366 grams hallmarked sterling.
    £195 start bid. 

  13. Like
  14. Like
  15. Like
  16. Super Like
    watchesandwhisky got a reaction from Rains in Hello, I am new to the group   
    Welcome, you have come to the right place!
  17. Like
    watchesandwhisky got a reaction from scotwasp in Fixed rate ISA or tracker funds?   
    They have a great selection of funds, all have zero fees to trade - Personally I have never used the app and do everything from desktop - I like the layout of everything, It feels very user friendly.  I Have been happy with the service I received there and for some reason trust them more than some newer companies. 
    They are competitive and match AJ bell for the Lifetime ISA with a 0.25% platform fee. The Stocks and shares ISA I would probably be better of moving to someone like AJ bell, but for the small regular investments I do into funds HL suit me due to no fees on fund buys/sells. The 0.45% platform fee isn't ideal, to be honest I have not done the maths to try and work out how much better off I would be elsewhere with my investments. A rainy day project perhaps!
    If I was buying stocks I might have to move, but for funds they are great.
    My Sipp is with vanguard.
  18. Like
    watchesandwhisky got a reaction from FlorinCollector in Fixed rate ISA or tracker funds?   
    No problem @FlorinCollector ! 
    Having a quick look if its regular purchases into funds and you want a big choice they are very good. For individual stock buying they are years out of date with their pricing it seems. For me personally funds are the way to go as I do tend to act on impulse and they give me a fire and forget mentality with them.
  19. Like
    watchesandwhisky reacted to FlorinCollector in Fixed rate ISA or tracker funds?   
    Thank you for the breakdown mate
  20. Like
    watchesandwhisky got a reaction from FlorinCollector in Fixed rate ISA or tracker funds?   
    They have a great selection of funds, all have zero fees to trade - Personally I have never used the app and do everything from desktop - I like the layout of everything, It feels very user friendly.  I Have been happy with the service I received there and for some reason trust them more than some newer companies. 
    They are competitive and match AJ bell for the Lifetime ISA with a 0.25% platform fee. The Stocks and shares ISA I would probably be better of moving to someone like AJ bell, but for the small regular investments I do into funds HL suit me due to no fees on fund buys/sells. The 0.45% platform fee isn't ideal, to be honest I have not done the maths to try and work out how much better off I would be elsewhere with my investments. A rainy day project perhaps!
    If I was buying stocks I might have to move, but for funds they are great.
    My Sipp is with vanguard.
  21. Like
    watchesandwhisky reacted to SilverNuuBee in Hello, I am new to the group   
    I look forward to gaining knowledge from this group. I am a senior citizen starting to collect or maybe stack silver. I am a super newbee and have always tried to be frugal and save for the future. Now more than ever I believe metals are the only way to go. So better late than never is my motto. I appreciate your patience if I ask silly questions (yes, I will check the previous newbee posts first). I am excited to have found you and thank the Silver Slayer for mentioning this group. 
  22. Like
    watchesandwhisky got a reaction from Lulubell01 in Fixed rate ISA or tracker funds?   
    I do have a small amount of BTC and ETH at a ratio of 60% btc, 40% ETH, I have put it away in my long term hold no matter what savings as its not cost me anything. 👍 
    Thanks Pete! I currently have 6 months emergency funds in my cash ISA, If i was to lose my job at the royal mail (not out of the realms of possibilities!) then I could survive for at least 5/6 months with all bills and mortgage covered along with food ect. 
    Hargreaves lansdown is the site I use, Others may be cheaper but I like them - I do have a small SIPP with 500 quid in it, but I decided the Lifetime ISA is better for me on my wages, I get the same tax relief as a SIPP in it and can pay into it for another decade, I can only withdraw in 20 years at 60 but I can withdraw 100% lump tax free unlike a SIPP. I think If I max out the LISA one year the SIPP will be useful. Im thinking it might be nice to be able to reduce hours worked at 60 until pension age, or at least have some options.  The LISA has a max annual contributions of 4k, So Maybe I should max this out each month and any surplus goes on funds in the S&S ISA.
    My LISA has these funds
    Fidelity Index UK
    Fidelity Index World
    Legal & General International Index Trust 
    My Isa currently only has 
    Legal & General UK 100 Index Trust 
    Legal & General International Index Trust
    I tried dabbling in individual stocks some time ago and It is not for me, Now going for "time in the market" rather than "time the market" 
    Maybe the time is now to move 100% to the S&S ISA and forget the cash one..
    And buy the odd Sov😁
  23. Like
    watchesandwhisky got a reaction from ArgentSmith in Fixed rate ISA or tracker funds?   
    I do have a small amount of BTC and ETH at a ratio of 60% btc, 40% ETH, I have put it away in my long term hold no matter what savings as its not cost me anything. 👍 
    Thanks Pete! I currently have 6 months emergency funds in my cash ISA, If i was to lose my job at the royal mail (not out of the realms of possibilities!) then I could survive for at least 5/6 months with all bills and mortgage covered along with food ect. 
    Hargreaves lansdown is the site I use, Others may be cheaper but I like them - I do have a small SIPP with 500 quid in it, but I decided the Lifetime ISA is better for me on my wages, I get the same tax relief as a SIPP in it and can pay into it for another decade, I can only withdraw in 20 years at 60 but I can withdraw 100% lump tax free unlike a SIPP. I think If I max out the LISA one year the SIPP will be useful. Im thinking it might be nice to be able to reduce hours worked at 60 until pension age, or at least have some options.  The LISA has a max annual contributions of 4k, So Maybe I should max this out each month and any surplus goes on funds in the S&S ISA.
    My LISA has these funds
    Fidelity Index UK
    Fidelity Index World
    Legal & General International Index Trust 
    My Isa currently only has 
    Legal & General UK 100 Index Trust 
    Legal & General International Index Trust
    I tried dabbling in individual stocks some time ago and It is not for me, Now going for "time in the market" rather than "time the market" 
    Maybe the time is now to move 100% to the S&S ISA and forget the cash one..
    And buy the odd Sov😁
  24. Like
    watchesandwhisky reacted to ArgentSmith in Fixed rate ISA or tracker funds?   
    Brilliant!! not a fan of alt coins for a few reasons but a win is a win 😁 For me Bitcoin is a long term hold, not life changing if it fails somehow but potentially life changing if it continues to succeed. So many people speculating on alt coins but not for me.
  25. Like
    watchesandwhisky reacted to Lulubell01 in Fixed rate ISA or tracker funds?   
    I wish I did a few weeks back when it was $19k .
    But put 9k on top of my 15% airdropped Flare ..
    But wrapped it and to date currently worth 18k 
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