Cant afford it ? Get some GOLD the easy way, without really trying - EVERYONE CAN DO IT

[Paul]

From the updates for this week, it looks like a good few have got the bug for this saving challenge.  

Going to be great if we all stay commited for the duration the whole journey through the year

Bullion dealers sales are going to be boosted September 2017

I've got a day out to races with the lads this week ahead, any long shots with 'Silver' or 'Gold' in their name will be getting a lucky quid on them, for some brucey-bonus funds.  

[Scuzzle]

Remember if you get the word for any horses to let us know, then our penny jar could turn into a £20 jar like yours

[SilvergunSuperman]

I've revised my goals for what to do with my pot next September, and rather than buy a 1oz gold bar I now plan to buy Deutsche Bank.

[jayboat]

Im still going strong. Part of the routine now to do it when i get home while i have change in my pocket. The tin, print off sheet and sharpie even have there own spot on top a book case for complete ease  

How many people would we guess are taking part? 10-20? more?

[SilverPirate]

1/ Still doing it, only ticking a box off here and there.£14 plus.

2/ Doing the same in the bank but strict as the sheet is. Online.

3/ Opened another account and putting in just what ever I can sell on E-bay after costs and P&P. £4.50p just started.

4/ Saving all non ferrous metal, and weigh it in next September.

5/ Saving my nectar points, Mrs said she will give me the cash for them when I want it in September. We have separate Nectar cards . 

Hopefully I might have a descent wedge by the end of it, if I can keep it all going.

[KDave]

Nectar points is a great idea. Cash back is another source that can be added to the pile too, offers from top cash back and such, its not much but you can get 1.2% back on ebay purchases at the moment.

Also I think I am going to start taking 10% of whats left at the end of the month out of a cash machine and add it to the pile. Usually I put it all towards the next investment, but some of it can go into the sock.

[doogs]

Ok, I know I'm late to the party but I've back dated to catch up. Like some others I will be trying to stick to the table but intersperse with some other numbers depending on what change I have on a particular day. 

Obligatory savings can photo below.

All the best, Doogs

 

[Pipers]

I've now got my kids doing it so there is 3 boxes with sheets with the squares being crossed off every day. 

 

[Paul]

14 minutes ago, Pipers said:

I've now got my kids doing it so there is 3 boxes with sheets with the squares being crossed off every day. 

[watchesandwhisky]

Extra £2 for the pot today, mate couldn't be bothered to walk across the road and offered me a free bottle of coke and a mars bar if i felt like going, so went for him and decided to just keep the money instead, not bad for 5 mins work. 

[Paul]

I was away at races yesterday and so nearly got a nice bonus for the pot

Had a daft £10 punt on it.

Not to worry life goes on

 

[HighlandTiger]

I have to smile reading about putting bookies winnings and fruit machine winnings into a jar to save. You'd probably find you'll save more by putting the money you would have punted at the bookies into the jar, instead of just the winnings.

 

On a side note, I have been putting all my loose change in a jar since Easter, checked it yesterday and I have £327.57. This challenge, while a great idea, is a bit of a faff for me. But I will still be chucking in all my spare change, (unlike many here, I pay for most things with cash, so I've always got loose change) into the jar. 

 

Good luck to everyone though. 

[Danny-boy]

stuff

Not seen you around for a while HT, you been away?

[Paul]

25 minutes ago, HighlandTiger said:

I have to smile reading about putting bookies winnings and fruit machine winnings into a jar to save. You'd probably find you'll save more by putting the money you would have punted at the bookies into the jar, instead of just the winnings.

You have this point many times in the past and will agree you are most likely correct. In the long run you will loose more than you win

To each his own - i don't spend money on much and i enjoy the thrill and excitement of a bet/gamble now and then, you'll spend your spare cash on your animals, kids or buying shiny silver forks

The money i choose to gamble with is my own money and part of something i enjoy doing, it doesn't affect my way of life.

I don't need to do this savings challenge, i have much savings already, i'm not saving for anything in particular so whatever gets accumulated after the year if just a bonus

The daft tenner the other day was part of a day out with the lads, a day off work, a chance dress up smart, sharing a few beers, a decent meal and a few bets in the sun

The £10 a lost was part of my day out and doesn't bother me if i won or lost, the £150 returns I was close to winning would have been a nice addition to my savings pot

 

[HighlandTiger]

Not seen you around for a while HT, you been away?

Not away. But got a big family holiday coming up in the new year. So saving cash instead of shiny bits of metal

[Roy]

Possibly one of the most important threads on the Personal Finance forum.

I've not commented or joined in because this is something I've done everyday for all of my life. My parents encouraged me as a child and it's never gone away.

I'm commenting now because of another thread that 16m adults have less than £100 savings. Unbelievable.

This idea should be circulated in schools. Even young kids have birthday and christmas money from unimaginative uncles and grandparents. A fiver will tick a lot of boxes.

Housewives have been doing this for years unofficially. It's why your kids are so healthy. Less fags, more veggies.

I don't understand why I'm so angry. 

 

And it wasn't so great in the 60s and 70s.

We had high income tax. We were poor. Strikes, power cuts, sh*t in the streets. High unemployment. Austin Maxi. Bay City Rollers.

 

[SilvergunSuperman]

9 minutes ago, Roy said:

nd it wasn't so great in the 60s and 70s.

We had high income tax. We were poor. Strikes, power cuts, sh*t in the streets. High unemployment. Austin Maxi. Bay City Rollers.

 

I wont hear a word said against the Maxi - our first family car after my mum passed her test, in a sporty beige colour 

[Roy]

Hearing aid beige?

[SilvergunSuperman]

2 hours ago, Roy said:

Hearing aid beige?

I think the only other option was racing brown.

[SilverPirate]

Played cards with family on holiday this week fishing in Lincolnshire, put all the change in the pot, up to £24 and change now.

As for the Maxi, damn rust buckets if I never got out a few seconds before a jag followed a Granada into mine banger racing back in the 80's at

Aldershot,I would of been decapitated by the cables round the outside, makes me shudder even now thinking about it.

[jayboat]

Thats 30p ticked off the list for me with a guess of around £30 in there. Few fivers and normally throw a £1 are 50p in every day. 

Still sighting my goal on an oz of gold. i hope i dont whimp out and buy silver, lol.

[nr73]

In order to not end up with £600 comprised of small change, I offloaded all my coppers and 5 & 10p pieces into the kids saving tins earlier. They can usually tell me to the penny how much money they have in there and were glad of this unexpected 'windfall' to their savings!

Have also taken to exchanging a few pound coins from the tin for a note from my wallet every now and then. Hopefully by doing this at the end of the year I'll have mostly notes in the tin and minimal coins.

[SilverPirate]

Same here on the change out the change, The staff at work do banking everyday so I am going to see if they will change a tenner's worth of shrapnel for a note, can only say no.

I have noticed my local Morrison's has taken out the coin star machine, any one else seen there's disappear?

I am feeling I will get sovereigns if the price is right in September 2017.But that's a long time away. 

I normally ask for silver for Christmas, but this year to reach this goal I am going to ask for money.

EDIT. Happy days they changed by shrapnel for two fivers.

[Piggybank]

I'm in too, have backdated to the 9th of September 2016 and have also put in £100 of change. This change I periodically cash in at the bank. I am going to update mine every week and any extra cash will go in also. My obvious choice of container to put my money in is a piggybank.  I'm aiming for a 1 oz gold panda or roo.

[Paul]

Oink ! Oink! welcome aboard