Buying Shares

[Danny-boy]

Hi all,

On the back of another thread, and for quite a while anyway, I have been thinking about buying some shares each month.

Now it'd only be about £100 a month, but I have ascertained that broker fees would eat up small amounts like that.

I'm not into saving up for 12 months to buy a decent lump of shares, that would never happen as I'd spend it on silver.

So is there a way of doing this, or shall I just forget it and buy more silver?

Thanks in advance.

D

[strenue]

In short, buying shares is a good investment strategy to have as part of your mix of assets.  Part of my silver stacking is funded by my previous share investments.

 

In saying that, building a share portfolio is not as straightforward as stacking silver.  My personal stacking of silver for me is more of a wealth preserver than a wealth creator in my investment mix {trading silver is another topic however}.  Yes silver may skyrocket in price, but I do not rely on that, I see that as a great bonus if/when it happens.

 

With shares you need to know what your strategy is and there are so many different strategies you could follow:

- Are you looking to trade?

- Are you looking for dividends?

- Are you looking for capital growth?

- Are you looking for the next Google?

- What is your time horizon? 2yrs or 20yrs?

 

Basically these are all the questions and more I asked myself when I started building a portfolio during the GFC.  Not sure if this is of any help, but I am not sure if there is a clear cut simple answer to this one.

[motorbikez]

Danny you should look at investment trusts, not to be confused with unit trusts charges on the latter are outrageous.

 

Most will accept a payment of £100 a month some will accept a min of £50 a month and are a very good and efficient way of investing in shares the charges on investment trusts a very low typically 1%.

 

I used to subscribe to a magazine called investment trusts. Have a look at that and it will give you some unbiased guidance.

[Pete]

Hi all,

On the back of another thread, and for quite a while anyway, I have been thinking about buying some shares each month.

Now it'd only be about £100 a month, but I have ascertained that broker fees would eat up small amounts like that.

I'm not into saving up for 12 months to buy a decent lump of shares, that would never happen as I'd spend it on silver.

So is there a way of doing this, or shall I just forget it and buy more silver?

Thanks in advance.

D

I can highly recommend the Vantage account through Hargreaves Lansdown.

I use them and have used others in the past.

By far they are the cheapest and best with a brilliant on-line service and ease of trading and viewing your portfolio.

Set up a direct debit to pay monthly £50 or more and buy Wealth 150 funds.

Choose those that have the same buy and sell price and no fees.

If you buy shares then factor in the charges to buy and the stamp duty.

Unless you are buying a few £k in a single transaction stick to funds.

You can always sell funds and buy shares in your portfolio later.

[ChrisSilver]

Trading or investing in shares is in my opinion very risky if you do it know what you are doing, and if you do not invest directly. If you invest in a fund you are hoping that the guys running the fund actually know what they are doing, and even if they do they could end up loosing all your money.

It's in the funds managers own interest if they take a few gambles, as if they loose they don't have to pay you anything and if they win they win big and take a huge share for doing so. They get paid to risk your money.

The only shares that I will ever purchase now are either in start ups that do not trade on an exchange or in my own businesses.

Trading or investing can be extremely profitable if you know what you are doing / have a whole lot of luck. Strategies tend to only be profitable for a while before they stop working, and the whole dynamics of the markets are continually shifting. People dedicate their lives to trading and investing and become very successful, but people also dedicate their life's and end up loosing everything.

Personally I think £100 a month into silver or gold would be a better investment. But that's just my opinion.

[Cointreau]

I think the stockmarkets are overdue a crash.  Wait until the dust settles. But by all means register with a stockbroker in the meantime.

[Danny-boy]

It sounds like the general consensus is that £100 a month and possibility of stock market issues renders my idea pointless.

Thanks everybody for your input, I'll hold fire and keep going on PM's for the time being.

I'll do some further investigation later in the year.

Cheers

[MAXlMUS]

I think the stockmarkets are overdue a crash.  Wait until the dust settles. But by all means register with a stockbroker in the meantime.

Totally agree.....buy low sell high, the market is riding high at the moment.

 

In my opinion.

 

 

 

Max

[Danny-boy]

Thanks for your input Max, much appreciated.

[Pipers]

Boom bust are the financial cycles, or bubbles then pop. Equities, bonds, trusts, trackers you can short companies, commodities if you wish, all of which will cost you a fee.  Then your decision where in the world to invest. Always try to invest when the markets are low, I believe they are high now being nearly 8 years since the last big crash.  That does not mean there are not good investments out there.  There are plenty of magazines like money week who have a web site to get you started and a email basics course for free. Just remember the old saying 'there's no tip without a tap'.

[Cointreau]

Last crash was 2008-2009. Interest rates have had to be kept artificially low in the meantime.

Anyway here are three minnows for you to look at and put on your watchlist. All are in alternative energy and maybe worth a small punt. Not for orphans and widows.

AFC Energy, a fuelcell company based in Surrey. Roman Abramovich bought a 15% stake 18 months ago.

Progress has been slow but they are edging towards commercialisation. They will not sell their product rather the energy they produce.

They are having their AGM today as it happens.

Powerhouse Energy. This company has been to hell and back but are still in businesss. They are developing the Pyromex reactor which vaporises waste and produces a synthetic gas from it that can be converted into electricity. And it does this without producing co2 emissions. Again near commercialisation.

Linc Energy. Has been developing its own UCG reactor. (Underground coal gasification). This is a process that burns coal underground to produce a synthetic gas which again can be converted to electricity or synthetic oil (green diesel). This involves uncommercial coal which is too deep underground or uncommercial to bring to the surface.

[SilverPirate]

What are peoples thoughts on the SAGA shares i tried to pull the trigger on £1000 worth last night but the bank blocked it as an unusual transaction.

Do you think SAGA is worth a punt i will be keeping the shares till i retire 16 years.

I just wanted to diversify my pension portfolio.

[HelpingHands]

Has anyone here tried the peer-to-peer lending sites? 

 

I've heard that the amount you lend is split up between many borrowers to spread the risk and you might return around 4%.

[ChrisSilver]

Has anyone here tried the peer-to-peer lending sites?

I've heard that the amount you lend is split up between many borrowers to spread the risk and you might return around 4%.

Yes, I had about £500 or so in a Fundingcircle.com account, you lend directly to businesses, and this platform seemed to have the best return when I was doing it a year or two ago. I have cashed out now. Return is not as great as it used to be, partly because the UK Govenment now invests a large amount of money through it, so there is a large amount of money and lenders get better rates.

[Cointreau]

There's an awful lot of coal lying just off our coastline. We would be foolish not to exploit it.

 

ttp://www.iii.co.uk/articles/179627/algy-cluff-predicts-north-sea-coal-bonanza

 

Waste to energy is another form of energy production we need to develop in order to reduce our energy

deficit if we are to keep the lights on.