• The above Banner is a Sponsored Banner.

    Upgrade to Premium Membership to remove this Banner & All Google Ads. For full list of Premium Member benefits Click HERE.

FriedrichVonHayek

Premium Member
  • Content count

    312
  • Joined

  • Last visited

  • Days Won

    1
  • Feedback

    100%
  • Country

    United Kingdom

Reputation Activity

  1. FriedrichVonHayek liked a post in a topic by shortstack68 in Chards your experience?   
    Isn't the whole point of your original post that people do pipe up, it's a little contradictory that you now say "before people pipe up" either you want feedback or you don't.
  2. FriedrichVonHayek liked a post in a topic by silversky in Chards your experience?   
    So Rebnah, let me get this straight.  They are cheaper than elsewhere and the product is good it's just that you're miffed about it not arriving next day?
    Did you shout at them on the phone or something?  I'm actually shocked to hear your accusation that they don't give a "dam" given my own personal experiences with them.  For your interest I rate them a good 9/10.  I've always received well wrapped products from them, next day as it happens, and I've had long phone calls to them for advice with which they were always very forthcoming.  Their website, 24carat, is a veritable mine of useful information on silver and they alerted me to a product last year that has done very well indeed.  They were recently still selling the last of this product in limited qty per customer for way less than their European competitors who have ramped it's price right up.  This is quite astonishing to me given the unfair VAT that they're forced to charge but even like that they really do manage to represent good honest value sometimes.  Our experiences really sound like different worlds!
    BTW, I saw your pic on the "today I received" thread and the coin does look lovely.  Personally, this really doesn't sound like a "rubbish" experience to me as you describe it, just one that could perhaps be a little disappointing for it not arriving in a hurry.  In this day and age of instant gratification it's easy to lose sight of what's important.  If I was to volunteer a review about a company I'd used once, a company that had ultimately supplied me a product in excellent condition and cheaper than elsewhere in what can only have ended up being exactly the same time scale as anywhere else could have then I think I'd be careful about slagging them off publically.  Not for fear that it would damage their reputation and any repercussions from that.  No, more for fear of it damaging mine.  I would certainly phrase it a little differently than "rubbish" and "sod them".  In fact, I think I would have stuck simply to something like, "the coin is lovely and I'm very happy with it but they need to do a little work on delivery commitments.".  Now that sounds far less brattish doesn't it.
  3. FriedrichVonHayek liked a post in a topic by MancunianStacker in eBay shenanigans   
    Perfect Friedrich, that was a good call!!! :-) Have a good weekend! 
  4. FriedrichVonHayek liked a post in a topic by Paul in Hatton Garden Metals now taking credit cards - 0% surcharge   
    I have just made a purchase from HGM and notice they are now offering credit and debit card payment options
    I have always used bank transfer in the past, but tinkering around I went through the 'pay by credit card' link and noticed it doesn't charge you the usual 2-2.5% surcharge that other bullion dealers usually add.
    Nothing game changing I know, but you are now afforded the protections that using a credit card gives (Section 75 CCA etc which is helpful in its own right) 
    However, if you make bullion purchase using a 'cash back' credit card you can get a little back on your purchases from one of the cheapest dealers to buy bullion
    I have had a Nationwide Select credit card for years and it pays a none capped 0.5% cash back on all spending annually.  
    So on a 1oz gold purchase of £1,000, you would get a fiver back for the privilege of just using your credit card.  A free couple of pints for nothing 
    You also have Aqua Reward cash back credit card pays 0.5% (high APR but wider criteria of acceptance for folk with lower credit scores) 
    Asda & Amazon credit card also offer 0.5% cashback credit cards,
    Various Amex card also offer cash back but not sure if HGM take Amex
    I wouldn't advise anyone going in debt to get precious metals, make sure you clear your balance in full each month.  
    Making active use of your credit card for decent sized purchases will also give you good brownie point green ticks on your credit file each month, i hear the rule of thumb is dont use over 25% of your card limits and you will look like a model customer
  5. PortsmouthStacker liked a post in a topic by FriedrichVonHayek in eBay shenanigans   
    Just resold my coins yesterday.
    The person that bought them has zero feedback and joined eBay yesterday.
    Not expecting to get paid again.
  6. FriedrichVonHayek liked a post in a topic by sovereignsteve in I think I am getting old, I am certainly confused..   
    So by your definition all grown up tomboys have actually changed gender somewhere along the way. I'll tell that to my wife, she'll be really impressed to hear that!
    I think you'll find the "typical" part of your definition is a modern day trendy invention of the PC class and SJWs
    You've also conflated "social and cultural" and "behavioural" but they are not the same thing. One is a subset of the other.
  7. FriedrichVonHayek liked a post in a topic by sovereignsteve in I think I am getting old, I am certainly confused..   
    So the dual entity of you and I must now duel to the death?
  8. FriedrichVonHayek liked a post in a topic by sixgun in I think I am getting old, I am certainly confused..   
    All right minded people know all this stuff is a nonsense. 
    There are men and women. There is what is natural and normal. Everything else is a lie, an abnormality or mental illness.
    Life has allegedly existed for millions if not billions of years and we are expected to accept the long list of deviances are the 'new normal'. There are no 'new normals'.
  9. Alymac liked a post in a topic by FriedrichVonHayek in Silver kruggerands   
    Yet another coin I will probably have to buy.
  10. GoldenAtlantis liked a post in a topic by FriedrichVonHayek in UK, Leave the EU?   
    I hope there is a General Election so that the loony Left wing can be routed and we can put an end to the SJW's and Political correctness.
    I wonder how journalists,actors and the political elite would feel about immigration, if cheap labour from the E.U was driving down their wages.
    It is easy for them to lecture the rest of us as free movement does not affect them.
  11. Pipers liked a post in a topic by FriedrichVonHayek in Should I get the 1/4 proof gold Queens Beast?   
    Wait a few years until they start to turn up at auctions.
    Let the mugs who buy it first take the hit,buying the latest Proof coin from the Royal Mint is like buying a new car in that you are certain to lose money as soon as you buy it.
    Like most of the Mints in the world they produce low mintage,rare coins and limited editions every month and have done for donkey's years.
    You might hit lucky with one from time to time, then again you can also get lucky now and again buying scratch cards but you will never recoup your money.
    If you love the coin and you are not bothered about losing money then buy it,if you are concerned that you might lose money then I wouldn't bother.
  12. FriedrichVonHayek liked a post in a topic by Pete in Worth it? - The Britannia 2017 Brilliant Uncirculated Coin   
    Once again the RM charges £20 for a coin and a further £30 for a cardboard box and not even a capsule - you decide 
  13. Roy liked a post in a topic by FriedrichVonHayek in Poland   
    There is a coin shop near the Marriott run by a couple of miserable gentlemen which had a few decent Polish coins from the Second Republic.
    Also the Polish Mint (Mennica Polska) has a shop in the Arkadia shopping centre.
  14. Roy liked a post in a topic by FriedrichVonHayek in Poland   
    I am of Polish origin and have spent a lot of time in Warsaw,its a great city.
  15. FriedrichVonHayek liked a post in a topic by sovereignsteve in Dragon & Pheonix 1oz error   
    Exactly, it doesn't matter. Collectors will want both, re-sellers will pump them up, the price of the unusual one will inevitably rise.
  16. GoldenAtlantis liked a post in a topic by FriedrichVonHayek in UK, Leave the EU?   
    I hope there is a General Election so that the loony Left wing can be routed and we can put an end to the SJW's and Political correctness.
    I wonder how journalists,actors and the political elite would feel about immigration, if cheap labour from the E.U was driving down their wages.
    It is easy for them to lecture the rest of us as free movement does not affect them.
  17. Lindeman liked a post in a topic by FriedrichVonHayek in Are these all fake???   
    Plated 100 mills rubbish.
    Worthless!
  18. GoldenAtlantis liked a post in a topic by FriedrichVonHayek in UK, Leave the EU?   
    I hope there is a General Election so that the loony Left wing can be routed and we can put an end to the SJW's and Political correctness.
    I wonder how journalists,actors and the political elite would feel about immigration, if cheap labour from the E.U was driving down their wages.
    It is easy for them to lecture the rest of us as free movement does not affect them.
  19. GoldenAtlantis liked a post in a topic by FriedrichVonHayek in UK, Leave the EU?   
    I hope there is a General Election so that the loony Left wing can be routed and we can put an end to the SJW's and Political correctness.
    I wonder how journalists,actors and the political elite would feel about immigration, if cheap labour from the E.U was driving down their wages.
    It is easy for them to lecture the rest of us as free movement does not affect them.
  20. FriedrichVonHayek liked a post in a topic by LongJohnSilver in UK, Leave the EU?   
    This ruling is actually a gift for May.  She can table a carte blanche request to negotiate brexit or threaten the nuclear option of rescinding the fixed term act and calling an election on the issue.
     
    apart from the moral high ground of enacting the peoples' will the tories could  also clean up in midlands and north as ukip decimates labour support. There could easily be a two hundred and fifty seat majority in it for her and labour know it.
     
    even more credence if blair appointed peers block both the people and the commons, this could be a gift that keeps on giving.
  21. Lindeman liked a post in a topic by FriedrichVonHayek in Are these all fake???   
    Plated 100 mills rubbish.
    Worthless!
  22. Lindeman liked a post in a topic by FriedrichVonHayek in Are these all fake???   
    Plated 100 mills rubbish.
    Worthless!
  23. Lindeman liked a post in a topic by FriedrichVonHayek in Are these all fake???   
    Plated 100 mills rubbish.
    Worthless!
  24. FriedrichVonHayek liked a post in a topic by Pete in Customs Importation Codes   
    Yes - fill in this form and supply supporting documentation.
    I just received a letter from them this weekend advising that they will be issuing a refund for the VAT overcharged working the VAT at 5% instead of 20%.

  25. FriedrichVonHayek liked a post in a topic by SilverTrader in Customs Importation Codes   
    Hi Guys & Happy New Year
    I'll save you a little trouble
    I proved under UK law that Bullion coins are numismatics and should have the 5% vat applied not 20% I even won the Parliamentary complaint through the ombudsman against the UK borderforce for what it was worth However 
    HMRC then came back with under the European harmonisation process and due to a hidden apex in the European tax laws under which we all have to comply it is 20%
    European Law overrides UK law
    So untill Brexit happens its 20% afterwards however 5% :-)
    Sincerely martin