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About Mcgrimes

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  1. e-Bay Big Time Chancer / Rip-Off Seller

    Sometimes people increase prices temporarily when out of stock to deter people from buying what they can't supply, it's easier than removing and relisting.
  2. Trading 212

    I've opened an account with a small sum. So far I like the platform, it is easy to use and runs quick. However, from discussions with them, they tax Dividends but won't quantify how much they will be doing so. (Inline with HMRC apparently, which may be 7.5%) Now, this may seem to be small fry for the typical retail investor, but if you was looking to amass a small fortune and looking to use dividends for reinvestment or as a pension, then you need to consider this. Naturally, it's up to the individual to declare income from interest/dividends. (Starting above £5,000) Now, on a sum of 100k, the tax may seem fairly nominal, but ultimately, when a stock goes ex-dividend, an investor may lose out when he probably shouldn't. Ill keep everyone up to date.
  3. Trading 212

    Can a mod move this to the trading section?
  4. Hi all, is anyone else aware of the zero commission stock trading by trading 212? I'm currently using HL so obviously this caught my eye. However, they don't hold share certificates in the users names, therefore if their IT fails, could you end up losing shares/equity? Additionally, when holding CFD's, you only receive a net dividend. Im assuming that holding equities via T212 would mean you should receive the gross dividend. (I've emailed for clarification) I've used eToro in the past, and found it to be quite a good platform. But, i want equties as opposed to CFD's in shares. Unfortunately, things aren't wrapped up in an ISA, meaning that investments may not be as well suited for long term as say those on HL. I'd like to use them on riskier stocks (Carillion, dominoes?) in which i can put a few 100's in without being stung for £12 +0.5% in, £12 out. Anyway, i've raised this for discussion so i can hopefully make a more informed decision whether to use them or not. Cheers
  5. GOLD DEALS - See a deal, post here :)

    Nice catch, shame about the steep postage
  6. GOLD DEALS - See a deal, post here :)

    Quarter Brittanias at HGM for ~£250
  7. GOLD DEALS - See a deal, post here :)

    Perhaps excess stock of an item bought some time ago when spot was lower? Either way, I don't think they'll be losing any money on the sale
  8. GOLD DEALS - See a deal, post here :)

    We never get offers like this in the uk
  9. GOLD DEALS - See a deal, post here :)

    These do seem like a good deal
  10. Chards your experience?

    Never used Chards, been on their website a few times though. Been going a long time, must be doing something right
  11. Why is this bond so cheap?

    That's perfect thanks; I didn't realise Co op were in that bad a position.
  12. I've been playing with my Stocks and Shares isa for sometime now, and have recently been researching bonds. For anyone in the know, why is this bond so cheap? http://www.hl.co.uk/shares/shares-search-results/c/co-operative-bank-plc-11-2023/share-charts
  13. Cheapest Tube of Gold coins

    I appreciate this, but there's something about a sealed tube that I like; I love tubes of 1/4 silver Noah's! I recognise that the maples are the better investment; from being a better price, being more sought after and ending up in better condition. I like the fact that a sealed tube would be compact
  14. Cheapest Tube of Gold coins

    So, I'm looking to buy an amount of bullion that looks complete, With this in mind, I've been looking to buy 20x 1/10 Philharmonikers as I like the idea of owning a tube, But, goldline are doing 1/10 gold maples for a bit cheaper, but these come in crummy sealed packets, Whats my best chance at owning a nice shiny tube of gold coins?
  15. VAT & Gold

    The general population saving isn't beneficial for the economy; people spending money on things they don't need is. And in this sense, VAT on whatever they can justify is their way of the economy benefiting from people buying gold.